# LLMs.txt

> Public pages and summaries for language model indexing.

Host: https://boltinc.com
Generated: 2026-09-13T12:14:58.987Z

## Related AI Files
- [llms-full.txt](https://boltinc.com/llms-full.txt)
- [llms-prompts.txt](https://boltinc.com/llms-prompts.txt)

## Pages
- [bolt | Speak with a Device Protection expert](https://boltinc.com/protection-get-started) — Let us show you how bolt can help connect insurance to the customer experiences you already deliver, making it easier for people to find coverage and protect the things they value. Whether you’re an a
- [Page](https://boltinc.com/bolt-access) — @builder.io/core:LocalizedValue
- [Twice the Binds in Half the Time: How AI Is Changing Insurance Distribution](https://boltinc.com/insights/twice-the-binds-half-the-time) — Explore how agencies can use AI-powered connected distribution to turn more opportunities into bound policies.
- [Privacy and Security: ChatGPT](https://boltinc.com/privacy-notice-us/chatgpt) — This Privacy Notice explains how Bolt Solutions Inc. and its affiliates handle personal information when you use an insurance quoting experience available through ChatGPT and powered by bolt technolog
- [bolt delivers first AI-powered insurance distribution platform for all lines including admitted, E&S and wholesale markets.](https://boltinc.com/news/first-ai-powered-insurance-distribution-platform-for-all-lines-admitted-surplus-wholesale) — Purpose-built platform to unify customer data, workflows and market access across the distribution lifecycle, helping distribution partners execute faster and deliver digital experiences at scale
- [The Rising Cost of Home Insurance: How Real Estate and Mortgage Companies Can Help Buyers Navigate the Market](https://boltinc.com/insights/the-rising-cost-of-home-insurance) — Skyrocketing insurance costs are more than just a press scare story. Home insurance cost trends are heading up, and both buyers and renters face premium increases and coverage limitations, or even pol
- [Unlocking Insurance Market Access Without Direct Appointments](https://boltinc.com/insights/unlocking-insurance-market-access-without-direct-appointments) — Insurance market access is often a steep barrier to growth for smaller and independent insurance agencies.
- [Reducing Total Cost of Ownership: Insurance Strategies for Mobility Providers](https://boltinc.com/insights/reducing-total-cost-of-ownership) — “Rising costs” is a phrase no business operator wants to hear.Whether you’re a new car OEM, a used car marketplace, a fleet operator, or an urban mobility platform, managing total cost of ownership (T
- [How to Quote Faster and Win More Business: The Power of Comparative Raters](https://boltinc.com/insights/the-power-of-comparative-raters) — For independent insurance agents, manual quoting across multiple carrier portals quickly becomes a time sink, costing you deals.
- [The Missing Piece in Digital Banking: How Embedded Insurance Elevates Customer Experience](https://boltinc.com/insights/how-embedded-insurance-elevates-customer-experience-for-banks) — Digital banking has transformed how financial institutions and customers alike handle financial matters.
- [The Best Insurance Agency Software for Growing Your Book of Business](https://boltinc.com/insights/the-best-insurance-agency-software-for-growing-your-book-of-business) — Technology developments never pause. Yet most insurance agency software on the market today was built for the needs of yesterday’s agencies.
- [Demystifying Surplus Lines: What Agencies Need to Know](https://boltinc.com/insights/demystifying-surplus-lines-what-agencies-need-to-know) — If you’re struggling to access surplus lines insurance markets confidently or efficiently as an independent insurance agency, you’re not alone.
- [Beyond Price: Why Carriers Must Shift from Commodity Selling to Coverage Differentiation](https://boltinc.com/insights/beyond-price-why-carriers-must-shift-from-commodity-selling-to-coverage-differentiation) — In a price-driven market, it’s critical for insurance carriers not to end up in a race to the bottom, where premiums alone are your sole competitive advantage.
- [Surplus Lines Growth: How Insurance Carriers Can Capitalize on Emerging Market Gaps](https://boltinc.com/insights/surplus-lines-growth-strategies-for-insurers) — We’re facing a hard market for insurance solutions, with plenty of volatility. However, with the right strategy, there are plenty of opportunities to be had.
- [Too Many Questions, Not Enough Personalization: The Case for Smart Insurance Quoting](https://boltinc.com/insights/the-case-for-smart-insurance-quoting) — Insurance agents working with traditional quoting systems are familiar with long, rigid, and often repetitive forms that need them to ask every customer the exact same list of questions.
- [How Unified Workflows Drive Insurance Quoting Efficiency and Revenue](https://boltinc.com/insights/how-unified-workflows-drive-insurance-quoting-efficiency-and-revenue) — Insurance quoting efficiency is critical for modern agencies aiming to reduce manual work, minimize errors, and increase revenue.
- [Why Better Insurance Quoting Software is the Key to Agent Productivity](https://boltinc.com/insights/top-insurance-quoting-software) — Insurance quoting software is often the biggest barrier to agent productivity, with clunky interfaces, rigid workflows, and excessive clicks slowing everything down.
- [From Lead to Bind Without the Chase: How AI Insurance Workflows Change the Game for Agencies](https://boltinc.com/insights/ai-insurance-workflow-automation-blog) — Many insurance agencies struggle with slow follow-up and manual processes that let leads go cold.
- [Meeting the Modern Customer: Why Digital-First Insurance Is No Longer Optional](https://boltinc.com/insights/digital-first-insurance-customer-experience) — Customer expectations have changed, and insurance agencies need to evolve with them. Manual workflows, disconnected systems, and slow response times weaken the insurance customer experience and cost a
- [More Than a Comparative Rater: What bolt Delivers That Others Don’t](https://boltinc.com/insights/bolt-more-than-an-insurance-comparative-rater) — Traditional comparative raters focus on generating quotes, but they fall short in supporting agency growth, automation, and long-term scalability.
- [How Market Access for Insurance Agencies Protects Growth When Carriers Exit](https://boltinc.com/insights/market-access-for-insurance-agencies-blog) — Market access for insurance agencies is critical in a hard market where carriers tighten appetite and exit high risk geographies.
- [A 3-Step Guide to Launching an AI Receptionist for Insurance Agencies](https://boltinc.com/insights/ai-receptionist-for-insurance-agencies-plan) — An AI receptionist for insurance agencies helps capture more inbound calls, reduce IVR drop off, and improve routing without adding headcount.
- [How to Capture After-Hours Insurance Leads and Turn Missed Calls Into Quotes](https://boltinc.com/insights/how-to-capture-after-hours-insurance-leads) — After-hours insurance leads often go cold when agencies rely on voicemail, delayed follow-up, and incomplete web forms outside staffed hours.
- [AI for Insurance Agencies: How Modern Firms Are Powering Growth and Reducing Workload](https://boltinc.com/insights/ai-for-insurance-agencies-growth) — AI in insurance agencies helps overcome quoting bottlenecks, fragmented systems, and manual data entry that limit growth.
- [How Insurance Agency Automation Helps Eliminate Data Re-Entry](https://boltinc.com/insights/insurance-agency-automation-eliminates-errors) — Insurance agency automation helps eliminate repetitive data re entry that slows quoting, increases errors, and frustrates producers.
- [What AI Really Means for Insurance Agents (It’s Not What You Think)](https://boltinc.com/insights/ai-in-insurance-increases-agent-productivity) — AI conversations often focus on fear of replacement, for producers and CSRs alike.
- [Beyond the Comparative Rater: Why Insurance Agencies Need a Modern Operating System](https://boltinc.com/insights/best-insurance-comparative-rater-for-agencies) — Agencies have long been reliant on raters and Agency Management Systems (AMS), but the cracks are starting to show.
- [Fast-Track Renewals: Building Consistency for Modern Insurance Agencies](https://boltinc.com/insights/insurance-renewals-automation-for-agencies) — Many insurance agencies already struggle with workflow inefficiencies, fragmented tools, and difficulties in meeting customers’ expectations of digital-first insurance experiences.
- [Privacy and Security](https://boltinc.com/privacy-notice-us) — PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THIS SITE.
- [bolt Access | Insurance Distribution Platform](https://boltinc.com/software-for-agents) — SEO Title Value
- [bolt | The AI-Powered Insurance Distribution Platform](https://boltinc.com/roi-calculator) — SEO Title Value
- [Resources - eBooks](https://boltinc.com/resources/ebooks) — @builder.io/core:LocalizedValue
- [Personal Lines Broker case study](https://boltinc.com/case-studies/personal-lines-broker-case-study) — A prominent personal lines broker with a strong reputation for delivering tailored insurance solutions recognized the need to modernize its operations to keep pace with the industry’s digital transfor
- [Leading Agency case study](https://boltinc.com/case-studies/leading-insurer-case-study) — A prominent national insurance agency, widely recognized for its comprehensive range of insurance products and commitment to customer satisfaction, faced the challenge of scaling its operations to acc
- [Focus on Customers: The Anatomy of a Best In Class Digital Experience | bolttech](https://boltinc.com/insights/digital-experience) — An excellent customer experience isn’t just a quality experience. It’s also a quantifiable one.
- [How Can P&C Carriers Speed Up Their Product Development Cycles? | bolttech](https://boltinc.com/insights/product-development-cycles) — The traditional product development cycle in property and casualty insurance moves at a snail’s pace. Drafts, approvals, revisions, verifications of key
- [Predicting the Future of Insurtech: What Today’s Advancements Mean for 2025 | bolttech](https://boltinc.com/insights/future-of-insurtech) — Insurtech came into its own in 2018. We saw insurtech startups successfully funded or acquired, and established insurtech companies beginning to actually
- [New Year, New Frontier: 19 Insurance Innovators to Follow in 2019 | bolttech](https://boltinc.com/insights/insurance-innovators-to-follow-in-2019) — From mobile apps to machine learning, innovation in the insurance industry is moving faster than ever. Industry innovators are exploring the new frontier of
- [A Year of Innovation: Don’t Miss These 2019 Insurtech Conferences | bolttech](https://boltinc.com/insights/a-year-of-innovation-don-t-miss-these-2019-insurtech-conferences) — It’s the beginning of the year and time to start planning events travel. 2019 promises numerous opportunities to learn, explore and share at insurtech
- [The Future of InsurTech Is Here | bolttech](https://boltinc.com/insights/the-future-of-insurtech-is-here) — Insurtech came into its own in 2018. We saw insurtech startups successfully funded or acquired, and established insurtech companies beginning to actually
- [Smart Home Devices: How Can P&C Insurers Respond to Security Risks? | bolttech](https://boltinc.com/insights/smart-home-devices) — Smart devices have become a popular topic in the P&C insurance world. Tools like smart thermostats, smoke detectors and water sensors offer the potential
- [Blockchain in the Insurance Industry: Seizing Opportunities and Thwarting Risk | bolttech](https://boltinc.com/insights/insurance-blockchains) — Forty-six percent of insurers expect to begin using blockchain within the next two years, and 84 percent say the technology will change the way they do
- [Building Customer Relationships: How Insurance Companies Will Survive Rising Costs | bolttech](https://boltinc.com/insights/customer-relationships-2) — Retaining insurance customers is no longer about simply offering the best possible price. Instead, P&C insurers must focus on selling their customers on
- [Why P&C Insurance Needs More Personalized Customer Messaging | bolttech](https://boltinc.com/insights/personalized-customer-messaging) — Property and casualty insurers are struggling with increasing claims and at the same time customers are dropping their coverage. Meanwhile, customer
- [To Win the Retention Game, Focus on the Value of Good Customer Service | bolttech](https://boltinc.com/insights/good-customer-service) — In an insurance industry battling rising costs and losses, the struggle to attract and maintain customers is real.
- [How Insurance Chatbots Make Customer Service a 24/7 Operation | bolttech](https://boltinc.com/insights/insurance-chatbots) — As an industry, the insurance world remains a leader in advancing artificial intelligence.
- [CLV Data: How to Identify, Attract and Retain High-Value Customers | bolttech](https://boltinc.com/insights/clv-data-how-to-identify-attract-and-retain-high-value-customers) — P&C insurers face many challenges regarding customer retention and relationship-building. For one, the number of customers shopping for car insurance has
- [Addressing Data Concerns When Merging Two Insurance Companies | bolttech](https://boltinc.com/insights/merging-insurance-companies) — During the first three quarters of 2018, 463 insurance agency mergers and acquisitions were announced. But since not all of these transactions are made
- [How Rising Property Costs Impact Homeownership Insurers’ Bottom Lines | bolttech](https://boltinc.com/insights/homeownership-insurers) — As families struggle to cope with rising homeownership and rental costs, insurance companies are feeling the squeeze, too.
- [DigIn 2019: Conference Events You Can’t Miss | bolttech](https://boltinc.com/insights/digin-2019) — Technology moves quickly. Last year’s science fiction is often this year’s standard operating procedure. Insurers who stay on top of these changes improve
- [Educating Insurance Customers in the Sharing Economy | bolttech](https://boltinc.com/insights/insurance-sharing-economy) — When Uber and Airbnb first emerged on the world stage, they offered a new idea that would redefine private ownership. This business model enabled people to
- [Insurance in the Sharing Economy: How to Understand and Evaluate Risk | bolttech](https://boltinc.com/insights/insuring-sharing-economy) — Sharing economy platforms have transformed the way people communicate, interact and share resources. Still, many people are uncertain about the potential
- [Insuring Shared Scooters and Bicycles: Preparing for the Rise of Sharing Economy | bolttech](https://boltinc.com/insights/insuring-shared-scooters-and-bicycles) — Move over, automobiles: There’s a new ride-share in town. Bicycle, e-bike and scooter sharing services got their start in China, where there are more than 23
- [What Every P&C Carrier Needs to Know About Data Protection and Privacy | bolttech](https://boltinc.com/insights/data-protection) — Data breaches made headlines around the world in 2018. Companies like T-Mobile, Quora, Google, Orbitz and Facebook were affected, exposing the personal
- [How P&C Insurance Carriers Can Create Personalized, On-Demand Experiences | bolttech](https://boltinc.com/insights/personalized-on-demand-experiences) — Customer loyalty is waning in property and casualty insurance at a time when insurers most need to retain a reliable consumer base. As customers increasingly
- [Google in Insurance: The Impact Is Real | bolttech](https://boltinc.com/insights/google-insurance-industry) — Google and other tech giants like Amazon are household names. Backed by ever-growing capabilities in data and its analysis, these companies aren’t afraid to
- [How Telemetrics Auto Insurance Leads to Better Underwriting and Safer Driving | bolttech](https://boltinc.com/insights/telemetrics-auto-insurance) — In 1996, Progressive applied for a patent on its “motor vehicle monitoring system for determining a cost of insurance.” The device described in the
- [Is a Recession Coming? How Insurers Can Prepare for a Downturn | bolttech](https://boltinc.com/insights/how-insurers-can-prepare-for-a-downturn) — After the 2009 global economic crisis, the US economy has risen to strength once again. Yet certain economic indicators — both in the US and abroad — indicate
- [Cloud Computing in Insurance: Assessing Opportunities | bolttech](https://boltinc.com/insights/insuring-cloud-storage) — As internet access becomes a necessity, so has the need for universally available information. Cloud computing meets this need, storing information centrally
- [Lowering Customer Acquisition Costs in the Insurance Industry | bolttech](https://boltinc.com/insights/customer-acquisition-costs) — Customer acquisition costs are a familiar problem throughout the business world. On average, businesses spend five times more to acquire a new customer than
- [Cyber Security Insurance: Addressing Risks and Concerns in the Digital Age | bolttech](https://boltinc.com/insights/cyber-security-insurance) — Cybercrime costs businesses and individuals $600 billion per year, according to Mike Taylor at PropertyCasualty360. As a result, many insurance
- [How Insurance Carriers Can Improve Their Customer Service With Chatbots | bolttech](https://boltinc.com/insights/chatbots-insurance) — AI offers unprecedented opportunities for insurance companies to leverage data, assess risk and improve customer service. In fact, insurance outspends several
- [Better Together: How Bundled Insurance Options Attract P&C Customers | bolttech](https://boltinc.com/insights/bundled-insurance) — Insurance bundles combine related forms of coverage for a single customer. For instance, many individual customers seek bundled home and auto coverage.
- [How Do Insurers in the Digital Age Smoothly Transition to Digital Paper Records? | bolttech](https://boltinc.com/insights/digital-paper-records) — As insurance companies transition to digital platforms, they’re also embracing the ease of use offered by cloud-based digital documentation.
- [How Insurance APIs Help P&C Carriers Improve Customer Service and Workflows | bolttech](https://boltinc.com/insights/insurance-apis) — Insurance has been fundamental to business for centuries, but it has also been slow to innovate. As Eli Lehrer writes in a 2007 white paper for the
- [A New Insurance Ecosystem: How Legacy and Insurtech Companies Can Collaborate | bolttech](https://boltinc.com/insights/new-insurance-ecosystem) — Disruption has become a key conversational term in the new insurance ecosystem, expressing a core concern: As insurtech companies discover new ways to deliver
- [On-Demand Insurance: How Episodic Coverage Options Affect P&C Carriers? | bolttech](https://boltinc.com/insights/on-demand-insurance) — Insurtech companies are increasingly wooing customers with on-demand, or episodic, insurance models. Easy access, usually via smartphone, gives customers the
- [When Insurance and Homebuying Unite: The Rise of Embedded Homeowners Insurance | bolttech](https://boltinc.com/insights/embedded-homeowners-insurance) — As digitization transforms the way people browse and buy goods, insurance companies are looking at old markets in new ways. Including insurance with the price
- [Cloud and Data Protection Insurance: Coverage for Preserving Our Lives Online | bolttech](https://boltinc.com/insights/data-protection-insurance) — The insurance industry’s move to the cloud has reached critical mass. Today, many insurers are not only storing data in the cloud, but also using software
- [Insurance Customer Relationships: How to Build Value, Trust and Loyalty | bolttech](https://boltinc.com/insights/customer-relationships) — Online shopping and electronic communication have changed the way insurance customers expect to shop for insurance, learn about preventable risks and
- [How to Meet Customer Demands for Immediate Insurance Transactions | bolttech](https://boltinc.com/insights/immediate-insurance-transactions) — Today’s customers are always connected. They carry out a wide range of daily tasks in a digital environment, and they have high standards for an online
- [Transparency in Insurance: How P&C Carriers Are Simplifying the Fine Print to Improve Customer Relationships | bolttech](https://boltinc.com/insights/transparency-in-insurance) — Insurance has thrived over the centuries by offering a simple arrangement. Policyholders pay premiums in exchange for the insurance company’s promise to
- [Insurance Ecosystems: How P&C Providers Can Build Profitable Partnerships | bolttech](https://boltinc.com/insights/insurance-ecosystems) — For centuries, insurance has been organized by the types of losses it covers. Today’s industry is divided into practice areas like life, health and property
- [How P&C Carriers Can Get Started With an Insurance Ecosystem | bolttech](https://boltinc.com/insights/insurance-ecosystem) — P&C insurers who want to stay ahead can’t follow in other companies’ footsteps. Instead, they must focus on integrating their organization into an
- [Understanding Insurance Ecosystems: The Role of Participants and Orchestrators | bolttech](https://boltinc.com/insights/understanding-insurance-ecosystems) — Ecosystems are revolutionizing the way we do business. In addition to making operations more customer-centric, such models give companies access to vast
- [How Insurance Distribution Is Changing in a Digital World | bolttech](https://boltinc.com/insights/insurance-distribution) — Today’s P&C insurers find themselves in the center of a rapid and thorough transformation.
- [Legacy Systems in Insurance: The Hidden Costs of Avoiding Change | bolttech](https://boltinc.com/insights/legacy-systems) — Legacy systems are computer systems, both hardware and software, that remain in use despite noticeable aging or a slide toward obsolescence. These systems are
- [Operational Change: Why P&C Carriers Need Digital-Savvy Employees | bolttech](https://boltinc.com/insights/digital-savvy-employees) — Digital transformation is sweeping insurance. New methods to ensure security, faster claims processing, personalization of insurance offerings and increased
- [The Importance of Agility for P&Cs in the Age of Digital Transformation | bolttech](https://boltinc.com/insights/agility-for-pcs) — Insurers like stability. Predictable revenues, predictable claims and losses, and a future that doesn’t threaten change all improve an insurer’s sense of
- [Why Keeping Legacy Systems Security Current is Critical | bolttech](https://boltinc.com/insights/legacy-systems-security) — Legacy systems house essential information for insurers, but they can also pose a security risk. The older a legacy system becomes, the less capability it has
- [Insurance Disruptions: What to Expect in 2020 | bolttech](https://boltinc.com/insights/insurance-disruptions) — Few industries face as much disruption as insurance. The scale and pace of insurance disruptions continues to expand, creating both opportunities and
- [Who to Watch: Insurtech Innovators in 2020 | bolttech](https://boltinc.com/insights/insurtech-innovators-2020) — Insurtech startups continue to disrupt the insurance industry as they explore ways to apply cutting-edge technology to key insurance challenges.
- [Three Insurtech Innovators to Watch in 2020 | bolttech](https://boltinc.com/insights/three-insurtech-innovators-to-watch-in-2020) — Insurtech startups continue to disrupt the insurance industry as they explore ways to apply cutting-edge technology to key insurance challenges.
- [Becoming a Digital-First P&C: Cultural Changes for Insurance Teams | bolttech](https://boltinc.com/insights/digital-first-pc) — Digital disruption affects nearly every aspect of the insurance business. In response, many insurers are looking for ways to move toward a digital-first
- [Constant Learning: Reskilling Insurance Employees for the Digital Future | bolttech](https://boltinc.com/insights/reskilling-insurance-employees) — Today’s world moves faster than ever before. Technologies that existed only in science fiction a decade ago are commonplace today; technologies in common use
- [Buy A Car, Get Insurance: The Future of Embedded Auto Insurance | bolttech](https://boltinc.com/insights/tesla-insurance-embedded) — Carmaker Tesla is known for innovation in the making of electric vehicles. Recently, however, the company has sought to innovate in the coverage of those
- [How to Seamless Manage Your Insurance Ecosystem Transition | bolttech](https://boltinc.com/insights/insurance-ecosystem-transition) — An ecosystem model for insurance focuses on building partnerships that allow insurers to integrate more closely into the lives of customers. For
- [Top Automotive Trends of 2020: Are P&Cs Ready? | bolttech](https://boltinc.com/insights/automotive-trends) — Digital transformation. Customer-centric business. The auto industry faces many of the same pressures as the insurance industry. Like insurers, automakers are
- [Why Your Top Challenge is Commercial Insurance Distribution | bolttech](https://boltinc.com/insights/commercial-insurance-distribution) — Commercial insurance faces considerable challenges heading into 2020. While commercial insurance price increases dominate the headlines, commercial
- [How Commercial Insurance Platforms Can Create the Digital Experience Customers Want | bolttech](https://boltinc.com/insights/digital-experience-2) — Business thrives online — but commercial carriers have been slow to launch digital experience direct-sales platforms. Meanwhile, customers demand more
- [Impact: COVID-19 and the Insurance Industry | bolttech](https://boltinc.com/insights/covid-19-insurance-industry) — In recent weeks, COVID-19 has impacted nearly every segment of life in the US and throughout the world. Many states have issued shelter in place orders,
- [COVID-19 and Commercial Coverage: What Insurers Need to Know | bolttech](https://boltinc.com/insights/covid-19-commercial-coverage) — COVID-19 has disrupted businesses throughout the world. Even those businesses that remain open face difficulties with protecting workers and managing
- [How Commercial Insurers Can Meet Customer Demands | bolttech](https://boltinc.com/insights/commercial-insurers-agile) — For customers, insurance has long been a hands-off relationship. Most commercial insurance customers only interact with their insurer when they need to obtain
- [Why a Strong Digital Backbone is Critical for P&Cs in Times of Crisis | bolttech](https://boltinc.com/insights/digital-backbone) — The novel coronavirus has created a crisis situation in which a strong digital approach is essential for insurance companies. Yet a pandemic isn’t the only
- [15 Insurance Brokers to Connect With and Follow on LinkedIn | bolttech](https://boltinc.com/insights/insurance-brokers-linkedin) — Insurance brokers play a key role in connecting businesses with the commercial insurance providers who can meet their unique needs. The best brokers display
- [How Legacy Commercial Carriers Can Adapt to Digital Distribution Demands | bolttech](https://boltinc.com/insights/legacy-to-digital-distribution) — To date, insurtechs have led the way in digital distribution. Despite their interest, legacy commercial providers tend to lag behind.
- [Agile Dynamic Bundles: What Business Customers Expect From Commercial Insurance | bolttech](https://boltinc.com/insights/agile-dynamic-bundles) — Prioritizing customers’ expectations has become common in personal lines, where an emphasis on personalization strives to meet changing customer demands.
- [Will Hybrid Personal/Commercial Policies Dominate Small Business? | bolttech](https://boltinc.com/insights/hybrid-policies-small-business) — The line between personal life and business life has blurred in recent years. The gig economy and remote work options have encouraged workers to put
- [The Future of Commercial Insurance According to 12 Digital Futurists | bolttech](https://boltinc.com/insights/future-of-commercial-insurance) — For most people the future is unknown, offering opportunities and challenges that cannot be perceived. For futurists, however, the future is taking shape now,
- [How Digital Insurance Tools Help Meet the Biggest Challenges in Construction | bolttech](https://boltinc.com/insights/digital-insurance-in-construction) — There’s good news and bad news in the construction insurance market.
- [How Auto Insurers Can Successfully Adapt to the Rise of Ride-Sharing | bolttech](https://boltinc.com/insights/auto-insurers-ride-sharing) — Even before the coronavirus upended daily lives, news of a downturn in the automotive and auto insurance industries was in the air. In a May 2019 article, for
- [Insurance for Second Home or Vacation Home Owners: What Do High Net Worth Clients Need? | bolttech](https://boltinc.com/insights/vacation-home-owners-insurance) — Owning a second home is more common than many Americans expect. A second home may be used as an alternate residence during part of the year or serve as a
- [How Changing Work Patterns Drive Demand for Hybrid Small Business Policies | bolttech](https://boltinc.com/insights/hybrid-small-business-policies) — Remote work, telecommuting and gig work have been on the rise for years. Developments surrounding the spread of the novel coronavirus have not created the
- [Is the Small Commercial Market Ripe for a Tech Takeover? | bolttech](https://boltinc.com/insights/commercial-insurance-tech) — Small businesses abound in the United States, and many manage tight budgets by operating without adequate coverage. Small business owners tend to be deeply
- [Enhancing Agents With a Choice Model for Auto, Home and Small Commercial Coverage | bolttech](https://boltinc.com/insights/commercial-insurance-choice-model) — Small commercial coverage has lagged behind personal lines when it comes to digital transformation. Yet small business owners’ expectations about insurance
- [For Small Commercial Insurtech Investment, Change is Coming | bolttech](https://boltinc.com/insights/commercial-insurtech) — Investment in insurtech startups has grown year by year. In 2017, the total value raised by insurtech firms was $2.2 billion. In 2018, funding jumped to $4.2
- [The Evolving Role of AI in Commercial Insurance | bolttech](https://boltinc.com/insights/ai-in-commercial-insurance) — In the past few decades, artificial intelligence has moved from science fiction to commonplace use. Unlike conventional computer programs, which simply
- [How Commercial Insurers Can Adapt to the Unique Needs of Digital Startups | bolttech](https://boltinc.com/insights/commercial-insurers-digital-startups) — Many businesses today are digital-first or digital-only. They’ve abandoned the traditional brick and mortar storefront for an existence in the world of pixels
- [How Commercial Insurers Can Provide the Hybrid Coverage Gig Workers Need | bolttech](https://boltinc.com/insights/hybrid-coverage-gig-workers-need) — The rise of digital platforms linking people who need a service with people who provide it has transformed a large sector of the U.S. economy. Today, gig
- [Understanding Commercial Lines Pricing Now and Into 2021 | bolttech](https://boltinc.com/insights/commercial-lines-pricing) — In the aggregate, U.S. commercial insurance prices rose over 6 percent in the fourth quarter of 2019, according to the Willis Towers Watson Commercial
- [Partnerships Are Transforming Distribution For Commercial Lines | bolttech](https://boltinc.com/insights/commercial-lines-partnerships) — COVID-19 sent the country to the internet for a wide range of items, from retail goods to insurance coverage. In so doing, the pandemic underscored the need
- [The Role of Reinsurance in a Commercial Ecosystem | bolttech](https://boltinc.com/insights/commercial-reinsurance-ecosystem) — Like other sectors of the insurance industry, reinsurance finds itself at a crossroads. The COVID-19 pandemic, a looming hurricane season and other risks
- [Natural Disasters, Disease, Instability: Commercial Insurance Risk Assessment in an Era of Global Uncertainty | bolttech](https://boltinc.com/insights/commercial-insurance-risk-assessment) — “The global economic stage saw an unusual amount of political-related upheaval in 2019, and 2020 is not looking to be much calmer,” writes John Lorié,
- [The Importance of P&C Insurance in Wealth Management | bolttech](https://boltinc.com/insights/wealth-management) — Wealth management has long used life insurance products as a way to help high net worth clients manage their wealth and meet their long-term goals. The value
- [Fleet Management and Commercial Insurance: How Smart Vehicles Affect Risk | bolttech](https://boltinc.com/insights/fleet-management) — Vehicle design and operation leads the smart technology revolution, as automakers seek to make driving safer and more enjoyable for drivers. Commercial
- [How to Build Customer Loyalty Programs in the Insurance Industry | bolttech](https://boltinc.com/insights/customer-loyalty-programs) — When it comes to insurance, everything is open to question. Digitization, changing risks and evolving customer demands all mean that established insurance
- [How the US Housing Market Will Affect Homeowners Insurance | bolttech](https://boltinc.com/insights/us-housing-market-insurance) — Like so many features of life in the U.S., the housing market has felt the impact of COVID-19. Changing patterns of demand and a sharp decrease in new
- [Travel Insurance: Current and Anticipated Challenges | bolttech](https://boltinc.com/insights/travel-insurance-covid) — Predictions for the travel insurance industry were bright in late 2019 and early 2020. As the COVID-19 pandemic disrupted travel plans throughout the world,
- [It’s Time to Embrace Insurance Ecosystems. Here’s Why. | bolttech](https://boltinc.com/insights/embrace-insurance-ecosystems) — Productivity and revenue growth are pressing issues for the insurance industry. Many carriers are no longer making their cost of capital, and “the industry as
- [How to Anticipate and Prepare for New Business Risks in a Post-Pandemic World | bolttech](https://boltinc.com/insights/business-risk-post-pandemic) — The COVID-19 pandemic has transformed business risk. Its effects on risk are likely to persist into the long term, changing the way businesses and insurance
- [Pandemic Protection and the Future of P&C Insurance | bolttech](https://boltinc.com/insights/pandemic-protection) — The coronavirus pandemic raised a number of questions for property and casualty insurers and for their customers. Businesses and individuals sought help from
- [To Create Great Customer Experiences, Add a Human Touch | bolttech](https://boltinc.com/insights/customer-experiences) — Digital tools allow insurance companies to expand customer outreach like never before. Insurance companies can now offer increasingly personalized online
- [COVID-19 and Auto Insurance: What We Know So Far | bolttech](https://boltinc.com/insights/covid-19-and-auto-insurance) — The COVID-19 pandemic radically changed Americans’ work and life habits. Shutdowns, shelter in place orders and the need to quarantine to contain the spread
- [How COVID-19 Is Driving the Rise of Digital Agents | bolttech](https://boltinc.com/insights/digital-agents) — The COVID-19 pandemic necessitated sweeping changes in the way people work and do business. Business shutdowns, shelter-in-place orders, social distancing and
- [How Wildfires Affect Commercial and Homeowners Insurance | bolttech](https://boltinc.com/insights/wildfires-commercial-insurance) — In 2018, the US federal government spent over $3 billion fighting wildfires that spread across 8.7 million acres of the United States, according to data from
- [COVID-19 Commercial Coverage: Where Do Legislatures Stand? | bolttech](https://boltinc.com/insights/covid-19-commercial-coverage-legislature) — Early attempts to address the COVID-19 crisis resulted in a patchwork of state legislative decisions. Included in these efforts were attempts to address
- [Looking Back, Looking Forward: Insurance Tech in 2021 and 2022 | bolttech](https://boltinc.com/insights/insurtech-in-2021-and-2022) — 2020 pressured insurance companies to make quick technological changes, from remote work for staff and agents to remote distribution options for customers. As
- [How a Managing General Agent Business Model Works | bolttech](https://boltinc.com/insights/managing-general-agent) — An independent insurance agent has many reasons to work with a managing general agent, or MGA. From the requirement of expertise to the availability of a
- [Domestic Workers Liability: Does Homeowners Insurance Cover the Nanny? | bolttech](https://boltinc.com/insights/domestic-workers-liability-does-homeowners-insurance-cover-the-nanny) — Domestic workers account for a large percentage of the global workforce, and the U.S. is no exception.
- [How to Start an Insurance Agency | Superior Access | bolttech](https://boltinc.com/insights/how-to-start-an-insurance-agency-or-superior-access) — "An Easy Guide to Starting Your Own Insurance Agency Running your own insurance agency gives you a lot of freedom and flexibility—but it can also be a
- [Independent Insurance Agents and Realtors: Tips for Successful Networking | bolttech](https://boltinc.com/insights/tips-for-successful-networking) — Relationships are crucial to the success of an independent agent. The more people you know and the better rapport you have with them, the easier it is to
- [Independent Agent as Sole Proprietor and Employer: Understanding Taxes | bolttech](https://boltinc.com/insights/independent-agent-as-sole-proprietor-and-employer-understanding-taxes) — Understanding taxes can be a learning curve for independent insurance agents, especially in the face of a growing book of business and employee roster.
- [Get to Know the Pet Insurance Buyer: Demographics and Motivations | bolttech](https://boltinc.com/insights/get-to-know-the-pet-insurance-buyer-demographics-and-motivations) — Americans love their pets. For many people, they’re part of the family. And pet ownership has increased considerably over the past 30 years. The American Pet
- [20 Top Insurance Resources Every Independent Agent Should Know | bolttech](https://boltinc.com/insights/resources-for-independent-agents) — The insurance industry is a dynamic one, with new information unfolding all the time. So it’s important for independent agents to stay on top of trends and
- [6 Crucial Time Management Tips for New Independent Insurance Agents | bolttech](https://boltinc.com/insights/6-crucial-time-management-tips-for-new-independent-insurance-agents) — "The life of an independent insurance agent can be hectic, especially when you’re just getting started out. As the College Grad team points out, in
- [How To Generate Car Dealership Referrals For Your Agency | bolttech](https://boltinc.com/insights/how-to-generate-car-dealership-referrals-for-your-agency) — When it comes to generating high quality leads, it doesn’t get much better than referrals for independent agents. The inherent trust and interest level linked
- [Beyond Fundamentals: How to Scale Your Independent Insurance Agency | bolttech](https://boltinc.com/insights/scale-your-independent-insurance-agency) — Here are three key tips for setting your business up in a way that it’s sustainable and geared for longevity.
- [Better Cold Calls: 5 Tips For Independent Insurance Agents | bolttech](https://boltinc.com/insights/better-cold-calls-5-tips-for-independent-insurance-agents) — Even though a professional salesperson knows not to take rejection from potential customers personally, it still stings a little each time it happens. Worse,
- [How to Successfully Partner with Local Builders and Contractors | bolttech](https://boltinc.com/insights/agents-how-to-successfully-partner-with-local-builders-and-contractors) — Community relationships are an essential part of an independent agent’s success. The stronger your local network, the better you’re able to generate quality
- [Why Customer Education Should Be Part of Your Insurance Marketing Strategy | bolttech](https://boltinc.com/insights/why-customer-education-should-be-part-of-your-insurance-marketing-strategy) — Insurance can be confusing. Complicated wording and complex terms and conditions often make it difficult for customers to understand what’s covered under a
- [How Can AI and Automation Help Independent Agents Right Now? | bolttech](https://boltinc.com/insights/how-can-ai-and-automation-help-independent-agents-right-now) — "There are concerns that today's artificial intelligence technology could replace tomorrow's independent agents. As AI development continues, it’s possible
- [How Independent Insurance Agents Can Build a Strong Personal Brand (Digitally and Offline) | bolttech](https://boltinc.com/insights/how-independent-insurance-agents-can-build-a-strong-personal-brand-digitally-and) — "Independent agents face some stiff competition. The Statista team reports that there were nearly 1.1 million agents, brokers and service employees
- [10 Twitter Do’s and Don’ts for Insurance Marketing Success | bolttech](https://boltinc.com/insights/10-twitter-do-s-and-don-ts-for-insurance-marketing-success) — "
- [How To Sell Value When Insurance Customers Are Focused on Price | bolttech](https://boltinc.com/insights/how-to-sell-value-when-insurance-customers-are-focused-on-price) — Getting insurance customers to see beyond price and understand the true value of a policy is a major pain point for independent agents. Customers often see
- [12 Must-Have Tech Tools for Successful Independent Agents | bolttech](https://boltinc.com/insights/insurance-agent-tech-tools) — As an independent agent, you have a lot on your plate. There’s quotes, policy renewals, answering customer questions, administrative tasks and bookkeeping.
- [Debunking 5 Major Insurance Agent Myths | bolttech](https://boltinc.com/insights/debunking-5-major-insurance-agent-myths) — Everyone is entitled to a certain level of skepticism regarding insurance salespeople. Consumers want to know who they're investing in and deserve a
- [Local Partners: Bank Referrals and Independent Agents | bolttech](https://boltinc.com/insights/local-partners-bank-referrals-and-independent-agents) — "
- [Tips for Pitching Rental Insurance to Young Buyers | bolttech](https://boltinc.com/insights/tips-for-pitching-rental-insurance-to-young-buyers) — "There has been a dramatic decline in homeownership over the past decade-plus. Bob Sullivan writes at USA Today that renting homes has overtaken the
- [7 Key Metrics for Independent Agents to Track Agency Growth | bolttech](https://boltinc.com/insights/7-key-metrics-for-independent-agents-to-track-agency-growth) — "
- [Many Insurance Companies Leave Customers Frustrated with Wait Times | bolttech](https://boltinc.com/insights/many-insurance-companies-leave-customers-frustrated-with-wait-times) — "
- [10 LinkedIn Do’s and Don’ts for Independent Insurance Agents | bolttech](https://boltinc.com/insights/linkedin-tips-for-insurance-agents) — LinkedIn is the premier professional networking platform. It had 590 million total users as of late 2018, reports digital marketing agency Omnicore. Of those,
- [Becoming an Independent Insurance Agent: First Steps to Opening Your Business | bolttech](https://boltinc.com/insights/becoming-an-independent-insurance-agent-first-steps-to-opening-your-business) — "
- [Cyber Risks for All-Virtual Commercial Ventures | bolttech](https://boltinc.com/insights/commercial-cyber-risks) — It’s been over a century since the world last saw a pandemic comparable to the COVID-19 crisis. The rise of digital connectivity and tools have expanded the
- [Disabled Homeowners Rejected For Insurance Over Guide Dog Breeds | bolttech](https://boltinc.com/insights/disabled-homeowners-rejected-for-insurance-over-guide-dog-breeds) — In the past several years, there has occasionally been stories that crop up about consumers who are rejected for home insurance policies because of the types
- [Delivery Drivers and Commercial Coverage: Do Businesses Have What They Need? | bolttech](https://boltinc.com/insights/delivery-drivers-commercial-coverage) — Millions of Americans have changed their work, recreation and shopping habits due to the pandemic. Government stay-at-home orders, doctors’ instructions to
- [Commercial Policy Trends: Freelance Workers in the Growing Gig Economy | bolttech](https://boltinc.com/insights/commercial-policy-freelance-workers) — The gig economy continues to grow, drawing in an ever larger percentage of the U.S. workforce. As people take on contract, freelance or gig work, they also
- [Marketing Complex Commercial Tech Products | bolttech](https://boltinc.com/insights/marketing-complex-commercial-products) — As businesses grow both in terms of size and complexity, they take on new and greater risks. The collection and storage of sensitive customer information is a
- [How Platforms and Ecosystems are Driving Insurance Innovation | bolttech](https://boltinc.com/insights/platforms-ecosystems-insurance-innovation) — Insurtech startups have driven insurance innovation on a focused, granular level. These tools have changed the way insurers and customers view specific tasks,
- [The Changing Landscape of Insurance Distribution: What to Expect Through 2021 | bolttech](https://boltinc.com/insights/insurance-distribution-2021) — 2020 was a challenging year for insurance companies, just as it was for other industries. Yet the challenges property and casualty insurers faced weren’t
- [COVID-19 and the Insurance Industry: Where Do We Stand? | bolttech](https://boltinc.com/insights/insurance-industry-covid-19) — People in the U.S. and many other nations continue to live with COVID-19 as a daily reality. A year into the pandemic, however, insurers can evaluate which of
- [How to Prepare Customers for a Rise In Commercial Premiums | bolttech](https://boltinc.com/insights/rise-in-commercial-premiums) — Increased insurance premiums are a hard sell for customers. From a customer’s perspective, they’re paying more money for the same coverage, meaning that
- [How Can Legacy Providers Compete With Insurtech Startups for Digital-First Consumers? | bolttech](https://boltinc.com/insights/digital-first-consumers) — Customers’ expectations about shopping have changed. With the rise of online retailers, customers have become accustomed to researching, comparing and buying
- [How Tech Enables Great Partnerships Between Carriers and Brokers | bolttech](https://boltinc.com/insights/carriers-brokers-digital-tools) — By acting as an intermediary between customer and insurer, brokers play a vital role in the property and casualty insurance industry.
- [Advanced P&C Insurance Strategies for Managing High Net Worth Clients | bolttech](https://boltinc.com/insights/high-net-worth-insurance-clients) — High net worth individuals often face unique risks. Despite their financial situation, many are underinsured, especially in these unique risk areas.
- [Why Field Agents Play an Important Role for P&C Carriers | bolttech](https://boltinc.com/insights/field-agents-important-role) — Insurance technology is changing the carrier-agent relationship, along with every other aspect of insurance. Abandoning the agent model, however, could
- [How To Successfully Market Parametric Insurance Policies | bolttech](https://boltinc.com/insights/market-parametric-insurance-policies) — The COVID-19 pandemic revealed a number of shortcomings in traditional insurance coverage. Many business owners, for example, discovered only after the
- [Uber’s Out of the Self-Driving Vehicles Race — What’s Next for Insurers? | bolttech](https://boltinc.com/insights/uber-self-driving-vehicles) — For several years, Uber was a top name in the race toward fully autonomous, self-driving vehicles. In December 2020, however, Uber announced that it would
- [How Extended Reality (XR) Technology Could Change P&C Insurance | bolttech](https://boltinc.com/insights/xr-technology-insurance) — Extended reality (XR) technologies change the way we interact with everyday reality by providing more information, gathering data and creating virtual
- [Digital Transformation: Do Agents Have What They Need Today? | bolttech](https://boltinc.com/insights/digital-transformation-agents) — For several years, the insurance industry faced warnings that it lagged behind other industries in its pace of digital transformation.
- [Alternative Distribution: Be the Hero on Your Customer’s Journey | bolttech](https://boltinc.com/insights/alternative-distribution) — Jim Dwane
- [Commercial Insurers: Business Customers Must Get Serious About Cybersecurity | bolttech](https://boltinc.com/insights/commercial-insurers-cybersecurity) — In 2020, some 37 billion records were compromised in data breaches.
- [The Keys to Better Customer Experiences and Increased Revenue | bolttech](https://boltinc.com/insights/customer-experiences-and-revenue) — Jim Dwane, Chief Revenue Officer, bolt
- [Digital Transformation Is Now: The Importance of Analytics and Big Data for Brokers | bolttech](https://boltinc.com/insights/big-data-for-brokers) — Brokers play a vital role in the insurance economy, one that places them center stage between the end customer and insurance carriers, and makes them well
- [How Insurers Drive Conversions With Better Digital Customer Experiences | bolttech](https://boltinc.com/insights/digital-customer-experiences) — Jim Dwane, bolt CEO
- [How Carriers Manage Uptime and Continuity While Updating Legacy Systems | bolttech](https://boltinc.com/insights/manage-uptime-legacy-systems) — Digital transformations are not without risk. In fact, this is one of the reasons the risk-averse insurance industry has been so slow to adapt.
- [The 2 Crucial Changes Happening in Insurance Distribution | bolttech](https://boltinc.com/insights/insurance-distribution-changes) — by Jim Dwane CEO, bolt
- [CNBC Squawk Box interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/cnbc-squawk-box-interview) — Our Group CEO Rob Schimek spoke with CNBC about our unicorn status after our oversubscribed Series A funding round and shares his views about the digital
- [How Upgrading the Digital User Experience Improves Marketing and Sales | bolttech](https://boltinc.com/insights/digital-user-experience) — For today’s insurance customers, buying insurance is as much about shopping for the best deals online as it is calling up their agent or broker. And that has
- [How Smart Home Devices Will Affect Your Premiums | bolttech](https://boltinc.com/insights/smart-home-devices-premiums) — Smart home devices are already common in homes across the country, but the insurance industry should still expect to see a surge in numbers.
- [Agents and Carriers Win By Fast-Tracking Digital Adoption | bolttech](https://boltinc.com/insights/fast-tracking-digital-adoption) — David Brandeis Sr. Vice President of Customer Success, bolt
- [How Digital Technology is Improving the Commercial Insurance Buyer's Journey | bolttech](https://boltinc.com/insights/commercial-insurance-buyers-journey) — The commercial insurance buyer’s journey is looking more and more like the personal insurance experience. Commercial carriers aren’t selling to faceless
- [Insurtech Perspectives: become the ultimate insurance destination | bolttech](https://boltinc.com/insights/insurtech-perspectives-1) — Start by enabling great customer experiences
- [bolttech featured in the Willis Towers Watson Q2 2021 Quarterly Insurtech Briefing | bolttech](https://boltinc.com/insights/bolttech-featured-in-willis-towers-watson-q2-2021-quarterly-insurtech-briefing) — The Q2 2021 edition focuses on the future of insurance distribution and delivery and bolttech was featured in multiple segments, including “Noteworthy
- [For Digital Transformation, Realize Value First | bolttech](https://boltinc.com/insights/digital-transformation-realize-value) — David Brandeis Sr. Vice President of Customer Success, bolt
- [How Agencies and Brokers Can Successfully Scale Carrier Connections | bolttech](https://boltinc.com/insights/scale-carrier-connections) — by Jim Dwane CEO, bolt
- [Cybersecurity Insurance: Remove Weak Points From Your SMB Client’s Coverage | bolttech](https://boltinc.com/insights/smb-cybersecurity-insurance) — Cybersecurity probably isn’t at the top of your commercial client’s list of priorities, but it should be for every carrier, broker and agent.
- [Optimizing Customer Service for Better Long-Term Relationships | bolttech](https://boltinc.com/insights/optimizing-customer-service) — by Jim Dwane, bolt Chief Executive Officer
- [How Predictive Analytics is Transforming the Role of Insurance Brokers | bolttech](https://boltinc.com/insights/predictive-analytics-insurance) — Technology is rapidly transforming how insurers and brokers approach their work. At its core, however, the insurance industry continues to rely on one
- [Major US insurers jump on distribution platforms to gain customers, sales (Reuters) | bolttech](https://boltinc.com/insights/major-us-insurers-jump-on-distribution-platforms-to-gain-customers-sales-reuters) — NEW YORK, Sept 7 (Reuters) - Major U.S. insurers are joining new digital exchanges to sell not only their own policies but also those of rivals, a fresh twist
- [The Future of Insurance: 4 Changes to Expect | bolttech](https://boltinc.com/insights/future-of-insurance-4-changes) — by Jim Dwane CEO, bolt
- [How Technology is Transforming the Role of Managing General Agents in the Insurance Ecosystem | bolttech](https://boltinc.com/insights/technology-and-managing-general-agents) — Businesses and individuals face risk. Insurers specialize in addressing risk. For both parties, however, finding a place to meet has been a challenge.
- [Ecosystems and Disruption: How bolt is Changing Insurance | bolttech](https://boltinc.com/insights/ecosystems-disruption-bolt) — by Ari Katz, bolt President
- [Our approach to mitigating mobile phone e-waste in Europe | bolttech](https://boltinc.com/insights/our-approach-to-mitigating-mobile-phone-e-waste-in-europe) — Electronic waste is one of the fastest growing sources of waste in the world, and our goal is to reuse and recycle 90% of returned customer devices.
- [How Independent Agents Can Improve Customer Communication Channels Post-Pandemic | bolttech](https://boltinc.com/insights/customer-communication-post-pandemic) — The COVID-19 pandemic changed the way millions of people communicate, shop and do business. In some ways, it intensified changes that were already happening,
- [Why Quality of Life Is a Must for Any Insurance Platform | bolttech](https://boltinc.com/insights/insurance-quality-of-life) — The digital revolution gave companies the ability to collect and analyze more data than ever, allowing for better decision making. This increasingly granular
- [How the Right Technology Implementation Helps Agents Build Relationships | bolttech](https://boltinc.com/insights/tech-agents-relationships) — Digital disruption has upended the insurance industry, and agents are not exempt. Yet many agencies lag behind when it comes to digital transformation,
- [Digital Destinations and Apps: The Next Frontier in Embedded Insurance | bolttech](https://boltinc.com/insights/apps-embedded-insurance) — Embedded insurance creates the opportunity to grab a customer’s attention at a crucial moment: The moment the customer needs coverage for a related purchase
- [What Do Customers Expect From Online Insurance Quotes? | bolttech](https://boltinc.com/insights/customer-expectations-online-insurance-quotes) — In the past, insurance customers seeking a quote had one option: Talk to an insurance agent or broker in person.
- [Two Years of Transformation: How Has the Insurance Industry Adapted? | bolttech](https://boltinc.com/insights/insurance-industry-adapted) — The COVID-19 pandemic felt as if it upended the world. In fact, many of the changes made in daily life and in the insurance industry specifically were already
- [Pandemic-Driven Tech That Will Become the New Normal In Insurance | bolttech](https://boltinc.com/insights/pandemic-driven-insurance-tech) — In the early days of the pandemic, entire industries scrambled to find ways to conduct business while also adhering to social distancing and other measures
- [Milken Institute Asia Summit 2021 with our Group Chief Product Officer Melissa Wong | bolttech](https://boltinc.com/insights/milken-institute-asia-summit-2021-with-group-chief-product-officer-melissa-wong) — Our Group Chief Product Officer Melissa Wong had an insightful discussion with fellow panelists hosted by the Milken Institute, where she shared her views
- [Chat Support: What Do Insurance Customers Want? | bolttech](https://boltinc.com/insights/chat-support) — Insurance customers come to the online insurance shopping process with a certain set of expectations, not only for insurance but also for the online shopping
- [The Virtual Agency Paradigm Model | bolttech](https://boltinc.com/insights/virtual-agency-paradigm-model) — A paradigm is a pattern that offers a foundation for a model or a standard for a process or practice, including the operations of an insurance agency. Often,
- [How User-Driven Technology Is Being Used in Insurtech | bolttech](https://boltinc.com/insights/user-driven-insurtech) — Customers, agents and insurance carrier staff members have always had key roles to play in the insurance world. While technology has not changed the
- [White paper: Making insurance seamless | bolttech](https://boltinc.com/insights/making-insurance-seamless) — In this new white paper from IBM, our Group Chief MGA Officer Rob Bauer shared his insights on the future of embedded insurance and how it can empower the
- [What Do Customers Want From Embedded In-App Insurance? | bolttech](https://boltinc.com/insights/embedded-in-app-insurance) — App-based insurance and embedded insurance coverage have been part of the insurance digital disruption conversation for years now. Many insurers have embraced
- [Asia Insurtech Podcast with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/asia-insurtech-podcast-with-our-group-ceo-rob-schimek) — On this episode of the Asia Insurtech Podcast, our Group CEO Rob Schimek shared more about embedded insurance and how we are empowering the insurance industry
- [What Role Does the Virtual Agency Play in Insurance? | bolttech](https://boltinc.com/insights/the-virtual-agency) — The pandemic sent insurers and agents scrambling to maintain a high level of service to customers while transitioning to remote work models that allowed for
- [Understanding Digital Customer Expectations: Walking the Line Between Innovation and Customer Experience | bolttech](https://boltinc.com/insights/innovation-customer-experience) — The previous decade has seen tremendous growth in online shopping. Ecommerce sales totaled 19.6 percent of all sales in 2020, compared to only 7.1 percent in
- [Insurance Business Asia interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/insurance-business-asia-interview-with-our-group-ceo-rob-schimek) — bolttech was awarded Insurance Business Asia's 5-Star Insurance Innovators award for 2021. In this video interview, our Group CEO Rob Schimek shares how we
- [Into the Future: Alternative Insurance Distribution for Mobile | bolttech](https://boltinc.com/insights/mobile-insurance-distribution) — The first two decades of the 21st century saw an explosion in the adoption of, and dependence upon, the smartphone. As users increasingly surfed, shopped,
- [bolttech profiled by InsuranceAsia News | bolttech](https://boltinc.com/insights/bolttech-profiled-by-insuranceasia-news) — The InsuranceAsia News (IAN) insurtech profile series provides readers with exclusive insight into the digital disrupters changing the face of the industry
- [Can Your Customers Reach You In a Crisis? | bolttech](https://boltinc.com/insights/can-customers-reach-you) — A global pandemic. Business liability. Worker shortages. Wildfires. Hurricanes.
- ["Digital Trust - What's the Big Deal?" with our Group Chief Product Officer Melissa Wong | bolttech](https://boltinc.com/insights/digital-trust-whats-the-big-deal-with-melissa-wong) — In this webinar organised by iptiQ by Swiss Re, our Group Chief Product Officer Melissa Wong shares about the ways to build 'digital trust' in order to
- [Understanding Digital Customer Expectations: Security and Privacy | bolttech](https://boltinc.com/insights/security-privacy-expectations) — Insurance customers conduct an ever-increasing amount of their business online. As data breaches and other cybersecurity threats continue to make headlines,
- [How Insurance Will Continue To Transform in 2022 | bolttech](https://boltinc.com/insights/insurance-transform-2022) — Ten years ago, the insurance industry was poised on the brink of imminent digital transformation. As 2021 draws to a close, these changes are no longer
- [Understanding Online Customer Expectations: Personalization | bolttech](https://boltinc.com/insights/online-customer-expectations) — Insurance customers now do more shopping online than ever before. Rapid development of digital technologies combined with the impetus of the COVID-19 pandemic
- [8 technology trends for the insurance industry to watch in 2022 | bolttech](https://boltinc.com/insights/8-technology-trends-for-insurance-industry-to-watch-in-2022) — Our Group Chief Technology Officer David Lynch highlights the biggest tech trends that will shape the future of insurance in 2022.
- [What Is Insurance as a Service? | bolttech](https://boltinc.com/insights/insurance-as-a-service) — The “as a service” model, also known as “anything as a service” or XaaS, seems to have sprung up overnight in a wide range of industries. Insurance is now
- [How Tech Can Address Attrition in Insurance Workforces and Institutional Knowledge | bolttech](https://boltinc.com/insights/attrition-insurance) — Retirements and resignations are whittling away at institutional knowledge for insurers. As people leave their jobs or leave the workforce entirely, they take
- [What is Headless Architecture — And Is It Right for Insurers? | bolttech](https://boltinc.com/insights/headless-architecture) — The term “headless architecture” first arose in the eCommerce world. Recently, however, headless architecture has become a topic of discussion for insurance.
- [Headless vs. Microservices Architecture in Insurance | bolttech](https://boltinc.com/insights/headless-vs-microservices-architecture) — At first glance, headless architecture and microservices architecture seem similar. Both rely heavily on APIs to disconnect the front-end website experience
- [How a Robust Range of Products Wins Insurance Customers | bolttech](https://boltinc.com/insights/range-of-products) — Insurance customers want choices. They want personalized service that is simple to access and that provides exactly the coverage they need.
- [The State of Embedded Insurance 2022 | bolttech](https://boltinc.com/insights/embedded-insurance-2022) — Embedded insurance provides coverage at the point of sale for items that require coverage. From warranties on consumer electronics to full-fledged auto
- [How Insurance Is Expanding Outside Its Traditional Offerings | bolttech](https://boltinc.com/insights/insurance-is-expanding) — Insurers specialize in risk — and for centuries, have focused on their specialty.
- [How Agents Can Simplify Their Tech Stack To Gain Efficiencies and Book More Business | bolttech](https://boltinc.com/insights/simplify-tech-stack) — As insurance changes, so does the role of insurance agents. Shifting customer expectations and carrier abilities leave agents scrambling to adopt new ways to
- [Click-to-Protect's seamless user experience with machine learning powered by DiUS | bolttech](https://boltinc.com/insights/click-to-protect-seamless-user-experience-with-machine-learning-powered-by-dius) — In this video, our Group Chief Technology Officer David Lynch shares how we launched our mobile device diagnostics tool Click-to-Protect with machine learning
- [How Does Embedded Insurance Lower Customer Acquisition Costs for Carriers? | bolttech](https://boltinc.com/insights/embedded-insurance-customer-acquisition-costs) — Customer acquisition is essential to property and casualty insurer growth. Yet the costs of acquiring new customers can be daunting — and customers are more
- [How Do Insurers Maintain Consumer Trust in an M&A Landscape? | bolttech](https://boltinc.com/insights/consumer-trust-m-a) — Mergers and acquisitions abound in the property and casualty insurance world, and the trend is likely to continue. M&A activity among insurers continues
- [Three Ways Consumers Benefit from Embedded Insurance | bolttech](https://boltinc.com/insights/embedded-insurance-benefits) — Embedded insurance pairs insurance coverage with a related product or service — often, the very product or service for which coverage is required. Auto
- [Forging trust and partnerships in tech (Asia Insurance Review) | bolttech](https://boltinc.com/insights/forging-trust-and-partnerships-in-tech-asia-insurance-review-article) — Our Group CEO Rob Schimek spoke to Asia Insurance Review on how bolttech plays a supportive role in the insurance industry.
- [Why All Retailers Need To Explore Embedded Insurance | bolttech](https://boltinc.com/insights/retailers-embedded-insurance) — The insurance industry has embraced embedded insurance as a way to reach customers more easily, seeing it as a win-win for both insurers and customers who
- [How is M&A Transforming the Insurance Landscape? | bolttech](https://boltinc.com/insights/m-a-insurance-landscape) — Mergers and acquisitions have thrived over the past two years in spite of the global pandemic. In 2021, “investor sentiment strengthened in most regions as
- ["Finance with Asian Characteristics" apidays panel with our Group Chief Product Officer Melissa Wong | bolttech](https://boltinc.com/insights/finance-with-asian-characteristics-apidays-melissa-wong) — Our Group Chief Product Officer Melissa Wong shared about the unique characteristics, challenges and opportunities for finance in Southeast Asia at the
- [3 Industries With a Proven Track Record for Embedded Insurance | bolttech](https://boltinc.com/insights/3-industries-embedded-insurance) — Embedded insurance has become a hot topic. Predictions for the future of embedded insurance are bright: Up to 40 percent of all insurance policies may be
- [Where We Are Now: Insurance in a Post-Disruption World | bolttech](https://boltinc.com/insights/insurance-post-disruption) — The past few years have turned digital disruption into a hot topic for insurance. Carriers find themselves bombarded with information about a looming
- [What Does It Mean to be Post-Disruption? | bolttech](https://boltinc.com/insights/post-disruption) — For several years, the insurance industry has braced for digital disruption rumored to occur in the near future. Meanwhile, insurtech research, newly-adopted
- [Enablement in a Post-Disruption World | bolttech](https://boltinc.com/insights/enablement-post-disruption) — The phrase “digital disruption” describes an event in insurance — once a prediction, it’s now a present reality. Yet while digital disruption became a useful
- [How Platform Providers Help Insurers Position Themselves for Distribution Success | bolttech](https://boltinc.com/insights/distribution-success) — Digital disruption of insurance, already underway in the late 2010s, accelerated rapidly under the pressures of the COVID-19 pandemic. Today, insurance is
- [Using Technology To Give Insurance Customers the Experience They Need | bolttech](https://boltinc.com/insights/insurance-customer-experience) — Digital disruption in insurance has proceeded full force in recent years, upending the way carriers and agents do business and changing the way customers
- [Re-Centering the User in Insurance Digital Transformation | bolttech](https://boltinc.com/insights/insurance-digital-transformation) — Digital disruption introduced a dizzying array of options for insurers, agents, and customers. Yet more technology is not always good technology, especially
- [KPMG Frontiers in Finance interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/kpmg-frontiers-in-finance-interview-with-our-group-ceo-rob-schimek) — Our Group CEO Rob Schimek speaks to Laura Hay, Global Head of Insurance at KPMG, about the game-changing trends driving the booming insurtech space and how
- [Aligning Values: How To Blend Technology Expertise With Insurance Expertise | bolttech](https://boltinc.com/insights/technology-with-insurance-expertise) — Many voices within the insurance industry have predicted, and continue to predict, seismic upheaval of traditional insurance processes through the creation
- [The Future of Embedded Insurance and Real Estate | bolttech](https://boltinc.com/insights/embedded-insurance-real-estate) — Embedded coverage bundles insurance with the purchase of a third-party product or service. Once, the most commonly-seen version of embedded insurance was
- [bolttech named the leading “Transformer” in the 2022 Embedded Insurance 2.0 report | bolttech](https://boltinc.com/insights/bolttech-named-the-leading-transformer-in-the-2022-embedded-insurance-2-0-report) — We are thrilled to be named the leading “Transformer” in a comprehensive ranking of 46 embedded insurance providers from across the globe in the 2022 Embedded
- [bolttech crowned winner at Insurtech Innovation Awards 2022 APAC | bolttech](https://boltinc.com/insights/bolttech-crowned-winner-at-insurtech-innovation-awards-2022-apac) — We are voted the winner by industry peers for the Insurtech Innovation category for APAC at The Digital Insurer’s The World’s Digital Insurance Awards!
- [Meet Customer Expectations With Quicker Quotes | bolttech](https://boltinc.com/insights/quicker-quotes) — Today’s insurance customers may begin their search for the lowest price, but the insurance they purchase isn’t always the cheapest option. Rather, customers
- [bolttech listed in the AIFinTech100 2022 | bolttech](https://boltinc.com/insights/bolttech-listed-in-the-aifintech100-2022) — We are honoured to be included in this prestigious ranking highlighting the world’s innovative solutions providers that are developing AI and machine learning
- [Data Analytics in a Post-Disruption Insurance Industry | bolttech](https://boltinc.com/insights/data-analytics-insurance) — Insurance has always been a data-driven business. The more information an insurer has about the risk at issue, the more accurately the insurer can underwrite
- [Embedded Insurance: The New Normal for Auto Insurance | bolttech](https://boltinc.com/insights/embedded-auto-insurance) — Embedded insurance initially focused on easily-defined, easily-covered risks. As data analysis, artificial intelligence and automation unlock new abilities in
- [Why Chief Customer Officers Need To Embrace Insurance in Their CRM Programs | bolttech](https://boltinc.com/insights/chief-customer-officers-insurance) — When asked, insurance carriers can quickly articulate how embedded insurance advances their distribution goals. They can often name several benefits of
- [What Does an Embedded Insurance World Look Like? | bolttech](https://boltinc.com/insights/embedded-insurance) — Embedded insurance continues to spread and grow. Its popularity stems from its ability to provide benefits to carriers, agents, third party businesses and
- [Embedded Insurance for Specialty Retail and Manufacturing | bolttech](https://boltinc.com/insights/embedded-insurance-specialty-retail) — Embedded insurance has long been available for travel tickets and similar items. Today, the concept of including insurance with an insurable purchase is
- [Google Cloud Podcast with our Group CTO David Lynch | bolttech](https://boltinc.com/insights/google-cloud-podcast-with-our-group-cto-david-lynch) — Our Group Chief Technology Officer, David Lynch, features in That Digital Show, a digital transformation and business innovation podcast by Google Cloud.
- [How Agents Can Use AI-Driven Tech To Personalize the Customer Experience | bolttech](https://boltinc.com/insights/ai-customer-experience) — Artificial intelligence has been a source of fascination and fantasy for many years. While AI-enabled technology can’t replace human expertise or run entire
- [Current Insurance Trends and a Look Toward the Future | bolttech](https://boltinc.com/insights/current-insurance-trends) — Embedded insurance. AI and data intelligence. Customer expectations. Digital ecosystems.
- [bolttech featured in InsTech’s Marketplaces and Exchanges report | bolttech](https://boltinc.com/insights/bolttech-featured-in-instech-marketplaces-and-exchanges-report) — In the InsTech report titled “Marketplaces and Exchanges: 10 ways they are reshaping insurance”, bolttech has been featured as best practice in solving the
- [Embedded Insurance Beyond 2022: Where Do We Stand? Where Are We Headed? | bolttech](https://boltinc.com/insights/embedded-insurance-beyond-2022) — In June 2021, InsTech London reported a number that turned heads in our industry: $722 billion.
- [Pay-As-You-Go: A New Horizon for Embedded and Personalized Insurance | bolttech](https://boltinc.com/insights/pay-as-you-go-insurance) — Insurers want painless distribution. Customers want personalization. Both insurers and customers want coverage that addresses actual risks in an appropriate
- [One Size Fits Each: How A Customized, Package Policy Gives Each Customer the Insurance They Need | bolttech](https://boltinc.com/insights/customized-package-policy) — As a group, property and casualty insurance customers have similar concerns. They seek coverage for houses, vehicles, businesses and other types of property.
- [2022: Q4 Trends in AI for Insurance | bolttech](https://boltinc.com/insights/2022-ai-trends) — Insurance has stood steadfast for centuries as time and technology have changed around it. Today, the insurance industry is changing rapidly in response to
- [How Insurers Can Scrub Unconscious Bias From Risk Assessment | bolttech](https://boltinc.com/insights/unconscious-bias-risk-assessment) — Unconscious bias is one of the ways in which the human brain makes sense of a complex environment. These biases sort information into categories for quicker
- [Where Do Insurers Stand on Analytics and Data Intelligence? | bolttech](https://boltinc.com/insights/analytics-and-data-intelligence) — Recent years have been unusually challenging for property and casualty insurers. 2017 set new records for the number of billion-dollar natural disasters in
- [How Data Intelligence Fights Insurance Fraud | bolttech](https://boltinc.com/insights/data-intelligence-insurance-fraud) — Insurance fraud is as old as insurance itself. Over time, insurance fraud has worked itself into the popular imagination, with various novels and films using
- [Digital Destinations and a Look at In-App Offers | bolttech](https://boltinc.com/insights/digital-destinations) — Our lives increasingly occur online. From shopping to chatting with friends to exploring new cultures and ideas, the digital world supports our activities on
- [Insurance Customer Expectations in 2023 and Beyond | bolttech](https://boltinc.com/insights/insurance-customer-expectations-2023) — It’s nearly 2023, and customer patience with a clunky digital insurance experience has run out.
- [Insurtechs collaborate and innovate (Asia Insurance Review) | bolttech](https://boltinc.com/insights/insurtechs-collaborate-and-innovate-asia-insurance-review) — Our Singapore General Manager, Yen Yen Koh, has been featured in an Asia Insurance Review article, “Insurtechs collaborate and innovate". She shed light on
- [How Carriers and Agents Can Connect with Digital Natives | bolttech](https://boltinc.com/insights/carriers-agents-digital-natives) — Knowledge and understanding typically flows from older generations to younger ones. Today, however, the generations that grew up with digital technologies are
- [bolttech featured in Singapore FinTech Talent Report 2022 | bolttech](https://boltinc.com/insights/bolttech-featured-singapore-fintech-talent-report-2022) — The 2022 edition of the FinTech Talent Report, published by the Singapore FinTech Association (SFA) and Accenture, examines the challenges and opportunities
- [A Bright Future for Insurance Ecosystem Partnerships | bolttech](https://boltinc.com/insights/insurance-ecosystem-partnerships) — When ecosystem partnerships first appeared on the scene, few insurance companies saw them as a revolutionary concept. Businesses have long been working
- [Insurance Ecosystems: The Agent’s Perspective | bolttech](https://boltinc.com/insights/ecosystems-agents-perspective) — Early warnings that technology would replace insurance agents haven’t panned out. Insurance customers of all ages tend to prefer working with an agent to
- [An embedded finance future in Asia by Kapronasia | bolttech](https://boltinc.com/insights/an-embedded-finance-future-in-asia-kapronasia) — bolttech's views on embedded insurance are featured in the latest report published by Kapronasia in collaboration with Thought Machine, "An Embedded Finance
- [Giving Insurance Customers the User Experience They Expect | bolttech](https://boltinc.com/insights/insurance-user-experience) — When insurance customers seek coverage, they start with certain expectations. These expectations are shaped not only by their understanding of insurance but
- [Insurance Trends into 2023 and Beyond | bolttech](https://boltinc.com/insights/insurance-trends-2023) — All the current major insurance trends can be summed up in one word: Digital.
- [How Inflation Impacts Insurance Coverage, Products and Policies | bolttech](https://boltinc.com/insights/inflation-insurance-coverage) — Although the rate of inflation eased in August 2022, the topic continues to make headlines — and for good reason. Inflation is still climbing, battering
- [How Parametric Insurance Policies Help Fight Fraud | bolttech](https://boltinc.com/insights/parametric-insurance-fight-fraud) — Parametric insurance policies, long viewed with skepticism, are coming into their own thanks to advanced data analytics tools.
- [Affiliate Marketing for Insurance Means Better Customer Reach | bolttech](https://boltinc.com/insights/affiliate-marketing-for-insurance) — Referral marketing has a long history. Generations of insurance professionals and other businesspeople recognize the value of rewarding customers who
- [Telematics and Insurance: Looking Back, Looking Forward | bolttech](https://boltinc.com/insights/telematics-and-insurance) — Insurers launched early experiments with connected devices in the late 2000s and early 2010s. Since then, many connected devices within the Internet of Things
- [3 key takeaways from “Building the partnership economy” report | bolttech](https://boltinc.com/insights/3-key-takeaways-from-building-the-partnership-economy-report) — bolttech partnered with Insurtech Insights to develop the new report, “Building the partnership economy”. The report offers valuable insights into the role of
- [How an Economic Slowdown Could Impact Insurance Carriers And Agents | bolttech](https://boltinc.com/insights/economic-slowdown-impact-insurance) — After strong economic growth in 2021, rising inflation has swung economic conversations toward concerns about an upcoming slowdown, if not an outright
- [Make Data-Driven Business Decisions Based on Strategic Insights | bolttech](https://boltinc.com/insights/data-driven-business-decisions) — We live in a data-rich world.
- [Insurance Advisory Partners interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/insurance-advisory-partners-interview-with-our-group-ceo-rob-schimek) — In its latest Quarterly Senior Executive Interview, Insurance Advisory Partners spoke to our Group CEO Rob Schimek on building a startup into a unicorn and
- [6 technology trends shaping the insurance market in 2023 | bolttech](https://boltinc.com/insights/6-technology-trends-shaping-the-insurance-market-in-2023) — Our Group Chief Technology Officer David Lynch shares his perspectives on the key tech trends shaping the insurance market in 2023
- [bolttech featured in aperture report: Embedded finance predictions 2023 | bolttech](https://boltinc.com/insights/bolttech-featured-in-aperture-report-embedded-finance-predictions-2023) — In the latest aperture report on embedded finance predictions for 2023, our Group Chief Product Officer Melissa Wong shared her views on how embedded
- [The Voice of Insurance podcast with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/the-voice-of-insurance-podcast-with-our-group-ceo-rob-schimek) — On this episode of The Voice of Insurance podcast, our Group CEO Rob Schimek shared his views on how bolttech's world-leading technology-enabled insurance
- [bolttech profiled by Gallagher Re in Global Insurtech Report (Q4 2022) | bolttech](https://boltinc.com/insights/bolttech-profiled-by-gallagher-re-in-global-insurtech-report-q4-2022) — bolttech was featured as the "Deal of the Quarter" in the latest Gallagher Re Global InsurTech Report, 2022 Q4. It highlighted the recent kick-off of our
- [7 opportunities for fintechs in 2023 | bolttech](https://boltinc.com/insights/7-opportunities-for-fintechs-in-2023) — How might fintechs take heed of the learnings from 2022 and navigate what's ahead this year? In his commentary piece in Fintech Finance News, our Group Chief
- [bolttech featured in PwC’s Tech Effect series | bolttech](https://boltinc.com/insights/bolttech-featured-in-pwc-s-tech-effect-series) — Our Group CEO Rob Schimek was featured on PwC’s Tech Effect interview series with industry-leading unicorns. Rob provided insights on technology innovation,
- [Insurtech Story podcast with our Chief Strategy and Investment Officer Stephan Tan | bolttech](https://boltinc.com/insights/insurtech-story-podcast-with-our-chief-strategy-and-investment-officer-stephantan) — On this episode of the Insurtech Story podcast, our Chief Strategy and Investment Officer Stephan Tan discussed the current investment landscape and how
- [Unicorn Podcast interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/unicorn-podcast-interview-with-our-group-ceo-rob-schimek) — Our Group CEO Rob Schimek was recently featured on the Unicorn Podcast, sharing his perspectives on leadership and lessons gleaned from bolttech’s journey
- [bolttech listed in the AIFinTech100 2023 | bolttech](https://boltinc.com/insights/bolttech-listed-in-the-aifintech100-2023) — We are honoured to be listed on the AIFinTech100 2023, the annual ranking of the world’s most innovative fintech companies that are leveraging artificial
- [Board Intelligence interview with our Group Chief Financial Officer Romaney O'Malley | bolttech](https://boltinc.com/insights/board-intelligence-interview-with-our-group-chief-financial-officer-romaney) — In this interview with Board Intelligence, our Group Chief Financial Officer Romaney O'Malley shared her thoughts on how the CFO plays a pivotal role in
- [bolttech featured in FinTLV Unveiling Insurtech report | bolttech](https://boltinc.com/insights/bolttech-featured-in-fintlv-unveiling-insurtech-report) — Our Group CEO Rob Schimek was among the industry thought leaders featured in the "Unveiling Insurtech" report published by FinTLV Ventures and the ITC DIA
- [bolttech named on InsurTech100 list for 2023 | bolttech](https://boltinc.com/insights/bolttech-insurtech100-list-for-2023) — We are honoured to be among the insurtechs selected for the InsurTech100 list, FinTech Global's annual ranking of the world’s most innovative insurtech
- [bolttech featured on Theresa Blissing’s book, The Future of Insurance, Volume IV. Asia Rising | bolttech](https://boltinc.com/insights/bolttech-featured-on-theresa-blissing-s-book-the-future-of-insurance) — Our Group CEO Rob Schimek and Group Chief Product Officer Melissa Wong are among the insurance thought leaders featured on Theresa Blissing’s latest book, The
- [Insurtech Insights interview with our Group Chief Strategy Officer Stephan Tan | bolttech](https://boltinc.com/insights/insurtech-insights-interview-with-our-group-chief-strategy-officer-stephan-tan) — Our Group Chief Strategy Officer and CEO - Insurance Solutions Stephan Tan was recently profiled by Insurtech Insights, discussing bolttech's funding journey
- [Highlights from the bolttech Antarctic Ice Marathon | bolttech](https://boltinc.com/insights/highlights-from-the-bolttech-antarctic-ice-marathon) — The bolttech Antarctic Ice Marathon brought together runners across the globe to go beyond their limits, in the ultimate test of physical endurance and mental
- [FS Brew podcast with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/fs-brew-podcast-with-our-group-ceo-rob-schimek) — Our Group CEO Rob Schimek featured on the latest episode of the FS Brew podcast, discussing bolttech's evolution as a global insurtech unicorn and our role as
- [6 tech predictions for the insurance sector in 2024 | bolttech](https://boltinc.com/insights/6-tech-predictions-for-the-insurance-sector-in-2024) — As the insurance sector continues to innovate, what are the key trends to watch with respect to how AI will impact the industry? Our Group Chief Technology
- [bolttech featured on LeapFrog Investments impact paper | bolttech](https://boltinc.com/insights/bolttech-featured-on-leapfrog-investments-impact-paper) — bolttech’s partnership with our strategic investor LeapFrog Investments was featured on the impact paper, “Accelerating access to affordable, quality
- [Milken Institute Global Investors' Symposium 2024 with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/milken-institute-global-investors-symposium-2024-with-our-group-ceo-rob-schimek) — Our Group CEO Rob Schimek was on stage at the inaugural Milken Institute Global Investors’ Symposium in Hong Kong on 26 March, sharing his thoughts on the
- [Realising Asia Pacific’s Untapped Potential in Insurtech | bolttech](https://boltinc.com/insights/realising-asia-pacific-s-untapped-potential-in-insurtech) — The region has quickly emerged as an international hub for insurtech innovations, but maintaining momentum will require a deeper appreciation for
- [NTT Data interview with our Group Chief Strategy Officer and CEO -Insurance Solutions Stephan Tan | bolttech](https://boltinc.com/insights/ntt-data-interview-with-our-group-chief-strategy-officer-and-ceo-insurance-soluti) — Our Group Chief Strategy Officer and CEO - Insurance Solutions Stephan Tan was a key contributor to the annual NTT Data 2024 Global Outlook Report.
- [bolttech's AI initiatives featured on Gallagher Re Global InsurTech Report (Q1 2024) | bolttech](https://boltinc.com/insights/bolttech-s-ai-initiatives-featured-on-gallagher-re-global-insurtech-report-q1-202) — bolttech has been featured in the latest Gallagher Re Global InsurTech Report for Q1 2024 (May) examining the role of AI in the insurance industry.
- [bolttech featured on Cashless Insurtechs in Poland report | bolttech](https://boltinc.com/insights/bolttech-featured-on-cashless-insurtechs-in-poland-report) — bolttech has been featured on the latest Cashless "Insurtechs in Poland, vol. 3" report, highlighting bolttech's business model as a fast-growing
- [InsureTech Connect Asia interview with our Group Chief Technology Officer David Lynch | bolttech](https://boltinc.com/insights/insuretech-connect-asia-interview-with-our-group-chief-technology-officer-david-l) — Tricia Wong, Director of InsureTech Connect Asia, recently sat down with our Group Chief Technology Officer David Lynch for a wide-ranging conversation on how
- [Dubai Fintech Summit with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/dubai-fintech-summit-with-our-group-ceo-rob-schimek) — At the recent Dubai Fintech Summit in May, our Group CEO Rob Schimek was onstage with his fellow business leaders on the panel session, "Know Your Everything:
- [Our Group Chief Technology Officer David Lynch at ITC Asia 2024 | bolttech](https://boltinc.com/insights/our-group-chief-technology-officer-david-lynch-at-itc-asia-2024) — Our Group Chief Technology Officer David Lynch spoke at ITC Asia 2024 in Singapore, at the panel discussion "Beyond the Hype: Practical AI and Machine
- [AM Best interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/am-best-interview-with-our-group-ceo-rob-schimek) — In an interview with AM Best TV at Insurtech Insights USA in New York last month, our Group CEO Rob Schimek shares his views on the evolution of embedded
- [bolttech featured in (Re)in Asia article examining impact of wearables data on underwriting | bolttech](https://boltinc.com/insights/bolttech-featured-in-re-in-asia-article-examining-impact-of-wearables-data-on-und) — Our Group Head of Product Proposition and Head of Product and Pricing for Europe, Daisy Dong was interviewed in the (Re)in Asia article, "Wearables data a
- [Planning for Success: How to Create a Business Plan When Starting Your Independent Insurance Agency | bolttech](https://boltinc.com/insights/planning-for-success-how-to-create-a-business-plan-when-starting-your-independent-insurance-agency) — Launching an insurance company comes with a lot of twists and turns. Independent agents face many uncertainties, which means it’s important to stay organized
- [Homeownership Trends: What Contemporary Attitudes Mean for P&C Carriers | bolttech](https://boltinc.com/insights/homeownership-trends-what-contemporary-attitudes-mean-for-pc-carriers) — A vision of the typical American family a few decades ago consisted of two parents, 2.3 children, a dog, and a home with a flower garden and picket fence.
- [The Future of Insurance: 10 Things P&C Carriers Must Do to Remain Competitive | bolttech](https://boltinc.com/insights/future-of-insurance) — Technology has changed the way we work, think, communicate and do business. Customer expectations have shifted dramatically as online shopping and
- [How the Hybrid Cloud Helps Insurers Protect Data and Improve Business | bolttech](https://boltinc.com/insights/how-the-hybrid-cloud-helps-insurers-protect-data-and-improve-business) — Business is moving to the cloud in a big way.
- [Best of Both: Using DTC Online and Local Agents to Sell More Insurance | bolttech](https://boltinc.com/insights/best-of-both-using-dtc-online-and-local-agents-to-sell-more-insurance) — The rise of the internet has driven an explosion in business performed online. Today, customers go online expecting that they can not only research but also
- [What Does Tesla Insurance Mean for P&C Insurers? | bolttech](https://boltinc.com/insights/tesla-insurance) — Imagine a car that can drive itself. Better yet, imagine a car that can (almost) insure itself.
- [How Insurance Companies Can Use Teamwork for Digital Transformation Success | bolttech](https://boltinc.com/insights/how-insurance-companies-can-use-teamwork-for-digital-transformation-success) — The topic of digital transformation permeates insurance industry conversations these days. Insurers are increasingly enthusiastic about embracing the
- [How the Federal Government’s Pandemic Response Affects Commercial Insurance | bolttech](https://boltinc.com/insights/how-the-federal-governments-pandemic-response-affects-commercial-insurance) — The COVID-19 pandemic sent businesses scrambling to their insurers for help with costs ranging from lost business to workspace disinfecting. Insurance
- [EY and Singlife's "InsurTech landscape in ASEAN" report | bolttech](https://boltinc.com/insights/ey-and-singlifes-insurtech-landscape-in-asean-report) — bolttech has been featured in EY's "InsurTech landscape in ASEAN" report, published together with Singlife. The report delves into the investment landscape
- [Tech in Asia Conference 2024 with Group CEO for Asia & Middle East Philip Weiner | bolttech](https://boltinc.com/insights/tech-in-asia-conference-2024-with-group-ceo-for-asia-middle-east-philip-weiner) — Our Group CEO for Asia & Middle East, Philip Weiner, took the stage at the Tech in Asia Conference 2024 in Jakarta during the panel discussion "Navigating
- [Insuring the Future of AI-Powered Businesses: Opportunities and Challenges in a Rapidly Evolving Landscape | bolttech](https://boltinc.com/insights/insuring-the-future-of-ai-powered-businesses-opportunities-and-challenges-in-a-rapidly-evolving-landscape) — At this year’s Dreamforce, Marc Benioff, CEO and Founder of Salesforce, highlighted the transformative power of AI by describing the magical “Aha” experience
- [AM Best interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/am-best-interview-with-our-group-ceo-rob-schimek-2) — At the Global Insurance Forum in Miami, our Group CEO, Rob Schimek, spoke with AM Best TV about the multi-trillion-dollar global protection gap and how the
- [Daisy Qi Dong, Group Head of Product for Europe, featured in Re(in) Asia | bolttech](https://boltinc.com/insights/daisy-qi-dong-group-head-of-product-for-europe-featured-in-rein-asia) — Daisy Qi Dong, our Group Head of Product for Europe, shared her insights in a Re(in) Asia article, "Wearables data a valuable complement – but not replacement
- [The Leadership in Insurance Podcast with Group CFO Romaney O’Malley | bolttech](https://boltinc.com/insights/the-leadership-in-insurance-podcast-with-group-cfo-romaney-omalley) — Our Group CFO Romaney O’Malley was featured on The Leadership in Insurance Podcast, where she shared her insights into bolttech’s journey as a global
- [Singapore Fintech Festival features a conversation between our Group CEO Rob Schimek and Founder of Fintech Nation, Varun Mittal | bolttech](https://boltinc.com/insights/singapore-fintech-festival-features-a-conversation-between-our-group-ceo-rob-schimek-and-founder-of-fintech-nation-varun-mittal) — During the Singapore Fintech Festival 2024, our Group CEO Rob Schimek and Founder of Fintech Nation Varun Mittal held an insightful discussion on the current
- [Innovation: The Secret to Thriving in a Hard Insurance Market | bolttech](https://boltinc.com/insights/thriving-in-a-hard-insurance-market) — Now, let’s look at some actionable strategies that will help you thrive in a hard insurance market.
- [Insurance Across Multiple Touchpoints: The Key to Increasing Customer Lifetime Value | bolttech](https://boltinc.com/insights/insurance-across-multiple-touchpoints-the-key-to-increasing-customer-lifetime-value) — It’s often said that it’s easier to sell to an existing customer than to find a new one. Here, we have the cornerstone of customer lifetime value (CLV).
- [The sweet spot for better customer experience: Empowering choice without overwhelming | bolttech](https://boltinc.com/insights/better-customer-experience-through-choice) — When it comes to customer experience, striking the right balance between offering choice and avoiding decision fatigue is crucial. The challenge lies in
- [Insurance market access for small agencies | bolttech](https://boltinc.com/insights/insurance-market-access-for-small-agencies) — Insurance market access fuels agency growth, but smaller shops often get left out. Learn how bolt helps them compete, expand offerings, and win more business.
- [MONEY FM 89.3 interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/moneyfm-interview-with-our-group-ceo-rob-schimek) — Our Founder and Group CEO, Rob Schimek was on the Money FM’s “The Breakfast Show” to dive into how AI is transforming the insurance industry and what the
- [Playing multi-dimensional chess: Scaling smart with Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/playing-multi-dimensional-chess-scaling-smart-with-group-ceo-rob-schimek) — During a fireside chat with Catherine Shu, Director of Media and Content, The PR Group, at e27’s Echelon X Asia Summit 2024, bolttech’s Group CEO, Rob
- [bolttech named a top Asia Fintech Unicorn by Fintech News | bolttech](https://boltinc.com/insights/bolttech-named-a-top-asia-fintech-unicorn-by-fintech-news) — We’re proud to share that bolttech has been recognised by Fintech News Network as one of Asia’s leading fintech unicorns in 2025.
- [How Dynamic Quoting and Underwriting Improve Customer Experience in Insurance | bolttech](https://boltinc.com/insights/improve-customer-experience-in-insurance) — Traditionally, the customer experience in insurance is a murky one. Applicants get little visibility into their application status, let alone the decision
- [The four mega-trends revolutionising the insurance proposition with Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/the-four-mega-trends-revolutionising-the-insurance-proposition-with-group-ceo-rob-schimek) — Rob Schimek, Group CEO, highlighted four major trends reshaping the insurance industry recently talking with Insurance Business. These "mega-trends" are
- [Redefining the future of insurance with generative AI: What we’re learning at bolttech | bolttech](https://boltinc.com/insights/redefining-the-future-of-insurance-with-generative-ai-what-were-learning-at-bolttech) — In a recent Insurance Post article titled "How bolttech is deploying genAI", our Group Chief Technology & Operating Officer, David Lynch, shares how
- [How Independent Agencies Can Beat Insurance Agency Staffing Shortages | bolttech](https://boltinc.com/insights/how-insurance-agencies-can-tackle-staffing-shortages) — The insurance industry faces a staffing crisis that disproportionately affects smaller agencies. Learn how bolt’s platform and smart insurance automation can help you tackle insurance agency staffing 
- [bolttech awarded “Insurtech Company of the Year” at the Bloomberg Businessweek Financial Institutions Awards 2025 | bolttech](https://boltinc.com/insights/bolttech-awarded-insurtech-company-of-the-year-at-the-bloomberg-businessweek-financial-institutions-awards-2025) — We are proud to share that bolttech was awarded “Insurtech Company of the Year – Excellence” in the General Insurance category under Bloomberg Businessweek
- [bolttech shares insurtech expertise in major global study by WEF and CCAF | bolttech](https://boltinc.com/insights/bolttechs-shares-insurtech-expertise-in-major-global-study-by-wef-and-ccaf) — The newly released “The Future of Global Fintech Research Initiative” report by the World Economic Forum and the Cambridge Centre of Alternative Finance is a
- [bolttech listed in The Financial Technology Report “Top 25 Insurtech Companies” | bolttech](https://boltinc.com/insights/bolttech-listed-in-the-financial-technology-report-top-25-insurtech-companies) — bolttech has been recognised by The Financial Technology Report in their list of “Top 25 Insurtech Companies”. This listing highlights companies that are
- [bolttech awarded “Most Innovative InsurTech Solutions Enabler - Asia & North America 2025” by Pan Finance | bolttech](https://boltinc.com/insights/bolttech-awarded-most-innovative-insurtech-solutions-enabler-asia-north-america-2025-by-pan-finance) — bolttech has been awarded “Most Innovative InsurTech Solutions Enabler - Asia and North America 2025” by Pan Finance.
- [bolttech named to the AIFinTech100 2025 list | bolttech](https://boltinc.com/insights/bolttech-named-to-the-aifintech100-2025-list) — bolttech has been named one of the AIFinTech100 2025 companies by FinTech Global – recognising our continued commitment to innovation and impact in the
- [Interview with The Edge Singapore on how bolttech is scaling agentic AI to transform customer engagement | bolttech](https://boltinc.com/insights/interview-with-the-edge-singapore-on-how-bolttech-is-scaling-agentic-ai-to-transform-customer-engagement) — In a recent feature by The Edge Singapore, bolttech was highlighted as a frontrunner in deploying agentic AI through a scalable, cloud-first strategy.
- [How bolttech boosted sales efficiency and revenue with AI | bolttech](https://boltinc.com/insights/how-bolttech-boosted-salesefficiency-and-revenue-with-ai) — At bolttech, optimising our retail sales efforts is essential for scaling our impact. Through partnering with AmDocs Studios and Databricks, we have
- [Insurance Agent Efficiency: 5 Tools to Boost Productivity | bolttech](https://boltinc.com/insights/5-tools-to-boost-insurance-agent-efficiency) — Boost insurance agent efficiency with 5 smart tools that reduce manual work, improve retention, and streamline P&C agency workflows.
- [The Insurer TV interview with our Group CEO Rob Schimek | bolttech](https://boltinc.com/insights/the-insurer-tv-interview-with-our-group-ceo-rob-schimek) — In a recent interview with The Insurer TV, our Group CEO Rob Schimek discussed bolttech's commitment to addressing the global protection gap, framed by four
- [How Quoting Software for Insurance Boosts Productivity | bolttech](https://boltinc.com/insights/quoting-software-for-insurance) — With modern quoting software for insurance, you can reduce workflow friction and boost agent productivity. See how bolt can help your agency now.
- [bolt: Tools to Power Insurance Agency Growth | bolttech](https://boltinc.com/insights/insurance-agency-growth-tools) — Unlock new paths to insurance agency growth. bolt’s platform helps P&C agencies expand market access, boost quoting speed, and scale profitably.
- [Why Insurance Agency Tools Matter More Than Ever | bolttech](https://boltinc.com/insights/insurance-agency-tools-for-boosting-growth) — Modern insurance agency tools help eliminate fragmented systems. See how bolt's platform streamlines workflows and drives sustainable growth.
- [How Agencies Improve Insurance Renewals With bolt | bolttech](https://boltinc.com/insights/proactive-agency-tools-for-insurance-renewals) — Learn how agencies can improve insurance renewals with proactive workflows and turn renewal into an opportunity for client retention and growth.
- [A Digital-First Insurance Strategy For Agencies | bolttech](https://boltinc.com/insights/why-a-digital-first-insurance-matters-today) — Discover how a digital-first insurance strategy helps independent agencies compete and grow in today’s property and casualty insurance market.
- [Human + AI: Why the future of insurance is hybrid model | bolttech](https://boltinc.com/insights/human-ai-why-the-future-of-insurance-is-hybrid-model) — The insurance industry is embracing AI at an unprecedented pace but not without caution. At the recent Singapore International Reinsurance Conference (SIRC)
- [About resilience, risk-taking, and embracing failure as part of growth | bolttech](https://boltinc.com/insights/about-resilience-risk-taking-and-embracing-failure-as-part-of-growth) — In the newest episode of the Chief Endurance Officer podcast, our Group CEO Rob Schimek shares his journey of resilience, decision-making, and how it all
- [How AI for Insurance Agencies Prevents Lost Leads | bolttech](https://boltinc.com/insights/how-ai-for-insurance-agencies-saves-leads) — Discover how bolt's AI for insurance agencies helps stop missed calls, cut IVR drop-off, and turn more inbound inquiries into quotes.
- [From incumbent to unicorn: Rob Schimek on the future of protection | bolttech](https://boltinc.com/insights/from-incumbent-to-unicorn-rob-schimek-on-the-future-of-protection) — On the Reinventing Insurance podcast by Oliver Wyman, bolttech Founder & Group CEO Rob Schimek shares how his journey - from Deloitte
- [Financial Services case study](https://boltinc.com/case-studies/financial-services-case-study) — A prominent financial services organization, renowned for its network of independent agents dedicated to helping families and individuals secure their financial futures was facing its own future chall
- [bolt Unveils Dynamic Quoting Questionnaire 2.1, Making Insurance Quotes Faster Than Ever](https://boltinc.com/news/bolt-unveils-dynamic-quoting-questionnaire) — This latest update builds on the success of the previous version, introducing a modernized interface, enhanced navigation, and smarter workflows to help agents issue quotes up to 20% faster.
- [bolt reaches US$4 billion in active insurance premium on its platform](https://boltinc.com/news/bolt-reaches-usd4-billion-in-active-insurance-premium) — bolt has reached an all-time high of more than US$4 billion in active insurance premium on its platform, growing premiums by more than a third since May.
- [bolttech extends Series A funding round to US$210 million](https://boltinc.com/news/bolttech-extends-series-a-funding-round-to-ususd210-million) — The company welcomes two new strategic investors to its series A to accelerate international expansion – Singapore-based global investor, EDBI, and Alma Mundi Insurtech Fund, Spain
- [bolt Launches Device Protection in the United States](https://boltinc.com/news/bolt-launches-device-protection-in-the-united-states) — bolt partners with leading regional wireless carrier Chat Mobility, strengthens insurance exchange capabilities
- [IMG Partners With bolt to Offer Device Protection to Travelers](https://boltinc.com/news/img-partners-with-bolt) — Partnership sets a first for embedding device protection seamlessly into travel medical insurance
- [Singapore-based insurtech bolttech secures Series B investment to continue the company’s rapid global growth](https://boltinc.com/news/singapore-based-insurtech-bolttech-secures-series-b-investment-to-continue-the-co) — Tokio Marine, alongside other shareholders, will lead bolttech’s Series B funding round that follows its largest ever Series A raised by an insurtech
- [Insurtechs bolt and Pathpoint announce small commercial E&S lines integration](https://boltinc.com/news/insurtechs-bolt-and-pathpoint-announce-small-commercial-e-s-lines-integration) — Agents can now get small commercial excess and surplus lines directly through bolt’s platform
- [bolt Partners with Choice Home Warranty to Enhance Household Coverage Options for Customers](https://boltinc.com/news/bolt-partners-with-choice-home-warranty-to-enhance-household-coverage-options-for) — Choice, a leader in home warranty, joins the growing number of product providers on bolt’s exchange. bolt’s smartphone protection is bundled with home warranty to make it easier for agents to meet hou
- [Insurtech bolt appoints Jon Walheim as CEO of North America for next phase of growth](https://boltinc.com/news/insurtech-bolt-appoints-jon-walheim-as-ceo-of-north-america-for-next-phase-of-gro) — bolt extends reach of its market-leading tech-enabled platform into key industry verticals, implementing ambitious growth strategy in the United States
- [Ledger Partners with bolt to Launch Device Protection for Its Industry-Leading Secure Devices](https://boltinc.com/news/ledger-partners-with-bolt-to-launch-device-protection-for-its-industry-leading-se) — bolt leverages its global device protection expertise to create innovative products for new risks.
- [Insurtech bolt Appoints SaaS Technology Veteran Matt More as CFO](https://boltinc.com/news/insurtech-bolt-appoints-saas-technology-veteran-matt-more-as-cfo) — More brings wealth of experience from SaaS and tech providers, including Block, Salesforce, and ThoughtSpot
- [A new milestone for Stellantis Insurance: Stellantis Financial Services US launches Embedded Insurance Program with bolt to Expand Customer Choice](https://boltinc.com/news/a-new-milestone-for-stellantis-insurance-stellantis-financial-services-us-launche) — Partnership across six iconic brands – Chrysler, Dodge, Jeep®, Ram, Fiat, and Alfa Romeo – will enable more customer purchasing options through tailored insurance products
- [Global insurtech bolttech announces Series C funding led by Dragon Funds to drive continued expansion](https://boltinc.com/news/global-insurtech-bolttech-announces-series-c-funding-led-by-dragon-fund-to-drive-continued-expansion) — The strategic support of lead investor Dragon Funds alongside the follow-on investors and the Series C funding will enable bolttech to continue to enhance its platform’s capabilities, expand its marke
- [​​​​bolt​ ​​​partners with C Spire to ​​deliver C Spire Tech Protection](https://boltinc.com/news/c-spire-tech-protection) — The collaboration will offer advanced tech protection for customers of C Spire’s wireless and internet plans
- [bolt Prevention Technology launches to help home insurers reduce water damage losses](https://boltinc.com/news/bolt-prevention-technology-launches) — New risk prevention solution available to carriers through the bolt platform to help customers prevent water damage to homes before it becomes a claim
- [bolt partners with Arch Insurance to expand reach of Annual Multi-Trip Insurance Plan for travelers](https://boltinc.com/news/bolt-partners-with-arch-insurance) — Travelers can purchase coverage through the bolt platform
- [bolt’s latest platform updates to help P&C agencies deliver better customer experiences](https://boltinc.com/news/bolts-latest-platform-updates-to-help-pc-agencies-deliver-better-customer-experiences) — New feature set, including proactive renewals, aims to help agencies to more efficiently provide coverage options to their customers during ongoing market pressure
- [bolt launches AI for Agencies to reduce quoting time and improve bind rates](https://boltinc.com/news/bolt-announces-launch-of-ai-for-agencies) — New AI agent delivers quotes up to three times faster, doubles call-to-bind conversion, and gives producers more time to focus on clients
- [Associated Carrier Group partners with bolt to provide device protection for its member companies](https://boltinc.com/news/associated-carrier-group-partners-with-bolt-device-protection) — The partnership represents a significant milestone in bolt’s continued expansion across the U.S. wireless market. With ACG’s member base collectively representing more than two million wireless subscr
- [bolt launches VTRO to bring more insurance choice to California homeowners](https://boltinc.com/news/introducing-vtro-california-homeowners-insurance) — New home insurance uses bolt’s smart water sensor technology to help reduce preventable losses and preserve coverage for California’s most serious risks.
- [Roamly’s specialty RV insurance now available to agents on bolt’s platform nationwide](https://boltinc.com/news/roamly-rv-insurance-now-on-bolt-platform) — Roamly’s RV insurance is the first specialty RV offering through bolt, expanding product choice for agents and delivering tailored protection to RV owners.
- [Contact bolt | Let's Build the Future of Insurance Together](https://boltinc.com/contact-us) — Get in touch with bolt — a global insurtech spanning four continents, helping partners provide people with more ways to protect the things they value.
- [bolt for P&C Carriers & MGAs | Expand Insurance Distribution](https://boltinc.com/solutions/carriers-and-mgas) — bolt helps P&C carriers and MGAs bring products to market faster, reach more agents, and make coverage easier to access and place across more channels.
- [bolt for Consumer Brands & Businesses | Unlock New Revenue Streams](https://boltinc.com/solutions/embedded-partners) — Offer relevant insurance products at the moment of purchase with bolt's embedded insurance platform — grow revenue and increase customer lifetime value.
- [Artificial Intelligence for Insurance Agencies](https://boltinc.com/artificial-intelligence-for-insurance-agencies) — @builder.io/core:LocalizedValue
- [US Products - Services - Device Protection](https://boltinc.com/products-services/device-protection) — @builder.io/core:LocalizedValue
- [bolt AI for Insurance Agencies | Drive Distribution Growth](https://boltinc.com/products-services/ai) — Deploy AI-powered workflows across quoting, servicing, and market access with bolt — insurance-specific capabilities built to accelerate distribution growth.
- [bolt | Trusted by Leading Insurance Distributors](https://boltinc.com/customers) — bolt helps agencies, carriers, MGAs, and embedded partners make insurance easier to offer, quote, and place across more customer journeys.Trusted by Leading Insurance Distributors | bolt
- [bolt | The World's Most Internationally Scaled Insurtech](https://boltinc.com/company) — bolt is building a world-leading, technology-enabled ecosystem that connects people with more ways to protect the things they value — globally.
- [bolt Press | Latest News & Announcements](https://boltinc.com/company/careers) — Stay up to date with the latest news and announcements from bolt — the insurtech building a world-leading, tech-driven insurance ecosystem.
- [bolt ESG | Building a Responsible, Sustainable Business](https://boltinc.com/company/esg) — bolt's ESG efforts focus on financial inclusion, electronic waste reduction, and good corporate governance — building a sustainable, ethical, and compliant business.
- [bolt Leadership | Meet the Team Shaping the Future of Insurtech](https://boltinc.com/about/leadership) — Meet the bolt leadership team — experienced visionaries dedicated to innovating and pioneering new solutions that are shaping the future of insurance.
- [bolt Third-Party Code of Conduct | Ethics & Integrity Standards](https://boltinc.com/company/code-of-conduct) — bolt holds its vendors, partners, and subcontractors to the highest standards of ethics, integrity, and accountability. Read our Third-Party Code of Conduct.
- [About bolt | The Insurtech Powering Global Connections](https://boltinc.com/about) — bolt's mission is to build the world's leading technology-enabled ecosystem for protection and insurance — the global insurtech for end-to-end insurance solutions.
- [bolt | Book A Demo](https://boltinc.com/book-a-demo) — Let us show you how bolt can help connect insurance to the customer experiences you already deliver, making it easier for people to find coverage and protect the things they value. Whether you’re an a
- [Solutions - Carriers and MGAs Old](https://boltinc.com/solutions/carriers-and-mgas-old) — @builder.io/core:LocalizedValue
- [Resources](https://boltinc.com/resources) — @builder.io/core:LocalizedValue
- [Agent Login](https://boltinc.com/agent-login) — @builder.io/core:LocalizedValue
- [Company - Partners](https://boltinc.com/company/partners) — @builder.io/core:LocalizedValue
- [bolt Press | Latest News & Announcements](https://boltinc.com/about/press) — Stay up to date with the latest news and announcements from bolt — the insurtech building a world-leading, tech-driven insurance ecosystem.
- [Resources - Webinars](https://boltinc.com/resources/webinars) — @builder.io/core:LocalizedValue
- [Resources - Blog](https://boltinc.com/resources/blog) — @builder.io/core:LocalizedValue
- [Customers - Testimonials](https://boltinc.com/customers/testimonials) — @builder.io/core:LocalizedValue
- [bolt for Agencies & Brokerages | Double Your Bind Rates](https://boltinc.com/solutions/agencies-and-brokerages) — bolt gives agencies and brokerages a 24/7 digital storefront and one connected workflow — more market choice, no system switching, and 2x bind rates in under 6 months.
- [Solutions](https://boltinc.com/solutions) — @builder.io/core:LocalizedValue
- [Customers - Case Studies](https://boltinc.com/customers/case-studies) — @builder.io/core:LocalizedValue
- [bolt Platform | Single AI-Powered Insurance Distribution Platform](https://boltinc.com/platform) — Bolt's AI-powered platform spans prospecting through renewal — eliminating fragmented tools and helping agencies deliver personalized experiences at scale.
- [bolt | The AI-Powered Insurance Distribution Platform](https://boltinc.com) — SEO Title Value

## Contact
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